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3950 Kilmarnock Dr, Apopka, FL 32712 Property Records

Orange County property record for 3950 Kilmarnock Dr, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,742 sqft · built 2003
Lot Size0.53 acres (23,072 sqft)
OwnerIndividual Name on File
Last Sale$265,800 (Aug 2003)
Tax Bill$4,174 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN20-20-28-8244-05-840

Property Details

APN / Parcel Number

Primary APN20-20-28-8244-05-840
Alternative APNs
  • 282020824405840
  • 173880
  • 177198
  • 180864

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,742 sqft Living Area
Gross Area3,595 sqft
1st Floor Area2,742 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,072 sqft (0.53 acres)
Garage TypeAttached
Garage Area633 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3950 KILMARNOCK DR
CityAPOPKA
StateFL
Zip32712-4783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionROCK SPRINGS RIDGE PH 4-A 51/37 LOT 584
Legal Range28E
Legal Township20S
Legal Section20
Legal SubdivisionROCK SPRINGS RIDGE PH 4-A
Legal Phase4
Legal Tract8244
Legal Block5
Legal Lot Number584
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group2
Census Block2012
Census Tract17814

Owner

3950 Kilmarnock Dr is owned and occupied by an individual who bought it in August 2003.

Source: Orange County records, as of May 4, 2026

Owner of RecordIndividual Name on File
Mailing Address3950 KILMARNOCK DR, APOPKA, FL 32712-4783
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2003 · Amount on File
Deed SaleAug 26, 2003 · Amount on File
Prior SaleFeb 7, 2003 · Amount on File
Deed Document Number2003484899
Deed Book / Page7068 / 2105
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3950 KILMARNOCK DR, APOPKA, FL 32712-4783
Document Number0000225265
Instrument DateApr 8, 2019
Transaction TypeMortgage
Record UpdatedMay 1, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address3950 KILMARNOCK DR APOPKA FL 327124783, APOPKA, FL 32712-4783

Mortgage

Document Number0000225265
DateApr 12, 2019
Instrument225265
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3950 Kilmarnock Dr was $4,174, up 1.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$305,335 (+2.7%)$457,590 (-1.29%) Land $90,000 Building $367,590
2025$4,174.00 (+1.9%) Homeowner's exemption$297,308$463,570 Land $90,000 Building $373,570
2024$4,096.00 (+7.03%)
2023$3,827.00 (+4.36%) Homeowner's exemption$280,514 (+3%)$449,969 (+13.52%) Land $120,000 Building $329,969
2022$3,667.00 Homeowner's exemption$272,344$396,395 Land $120,000 Building $276,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3950 Kilmarnock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3950 Kilmarnock Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink.

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