3934 Kilmarnock Dr, Apopka, FL 32712 Property Records

Orange County property record for 3934 Kilmarnock Dr, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,343 sqft · built 2003
Lot Size	0.33 acres (14,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$363,900 (Apr 2019)
Tax Bill	$3,907 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-20-28-8244-05-820`

Property Details

APN / Parcel Number

Primary APN	`20-20-28-8244-05-820`
Alternative APNs	`282020824405820` `173877` `177196` `180861`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,343 sqft Living Area
Gross Area	4,544 sqft
1st Floor Area	2,134 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,364 sqft (0.33 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3934 KILMARNOCK DR
City	APOPKA
State	FL
Zip	32712-4783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROCK SPRINGS RIDGE PH 4-A 51/37 LOT 582
Legal Range	28E
Legal Township	20S
Legal Section	20
Legal Subdivision	ROCK SPRINGS RIDGE PH 4-A
Legal Phase	4
Legal Tract	8244
Legal Block	5
Legal Lot Number	582
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2012
Census Tract	17814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3934 KILMARNOCK DR, APOPKA, FL 32712-4783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK
Apr 4, 2019	Warranty Deed, Transfer · Conventional with PMI CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Prior Sale	Feb 8, 2011 · Amount on Record
Deed Document Number	2019202370
Prior Transfer Date	May 21, 2010
Prior Transfer Doc	0000335174
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3934 KILMARNOCK DR, APOPKA, FL 32712-4783
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3934 KILMARNOCK DR, APOPKA, FL 32712-4783

Mortgage

Document Number	0000317578
Date	May 26, 2021
Instrument	20210317578

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 4, 2019
Property Address	3934 KILMARNOCK DR, APOPKA, FL 32712-4783
Document Number	0000202370
Instrument Date	Mar 28, 2019
Instrument	202370
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,547.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3934 KILMARNOCK DR APOPKA FL 327124783, APOPKA, FL 32712-4783

Mortgage

Document Number	202371
Date	Apr 4, 2019
Instrument	202371

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,075 (+2.7%)	$516,470 (-1.34%) Land $90,000 Building $426,470
2025	$3,907.00 (+1.96%) Homeowner's exemption	$280,501 (+5.99%)	$523,510 (+4.28%) Land $90,000 Building $433,510
2024	$3,832.00 (+7.04%)
2023	$3,580.00 (+4.5%) Homeowner's exemption	$264,656 (+3%)	$502,022 (+13.85%) Land $120,000 Building $382,022
2022	$3,426.00 Homeowner's exemption	$256,948	$440,932 Land $120,000 Building $320,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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