3950 E Vernon St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3950 E Vernon St, Gilbert, AZ 85298 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,129 sqft · built 2003
Lot Size	0.332 acres (14,474 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Mar 2021)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-78-462`

Property Details

APN / Parcel Number

Primary APN	`304-78-462`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,129 sqft Living Area
1st Floor Area	2,129 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	14,474 sqft (0.332 acres)
Parking Spaces	3 Parking Spaces
Pool Area	358 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3950 E VERNON ST
City	GILBERT
State	AZ
Zip	85298-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVILLE PARCEL 4 MCR 554-20
Legal Range	06E
Legal Township	02S
Legal Section	23
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	SEVILLE PARCEL 4
Legal Lot Number	45
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2003
Census Tract	816401

Owner

Source: Maricopa County records · APN 304-78-462

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	820 OAKLAND LN, PAPILLION, NE 68046-6238
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 05, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 08, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2021 · Amount on Record
Deed Sale	Mar 05, 2021 · Amount on Record
Prior Sale	Sep 22, 2016
Deed Document Number	20210253373
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3950 E VERNON ST, GILBERT, AZ 85298-8835
Transaction Type	Mortgage
Record Updated	Oct 05, 2021
Title Company	CITY TITLE AGENCY, CHARITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 OAKLAND LN, PAPILLION, NE 68046-6238

Mortgage

Document Number	0001044723
Date	Sep 28, 2021
Instrument	20211044723

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Apr 01, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 05, 2021
Property Address	3950 E VERNON ST, GILBERT, AZ 85298-8835
Document Number	0000253373
Map Reference	MB 554 PG 20
Instrument Date	Feb 24, 2021
Instrument	20210253373
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHARITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3950 E VERNON ST, 3950, GILBERT, AZ 85298-8835

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	820 OAKLAND LN, PAPILLION, NE 68046-6238

Mortgage

Document Number	0000253374
Date	Mar 05, 2021
Instrument	20210253374

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3950 E VERNON ST, GILBERT, AZ 85298-8835
Document Number	0000158324
Instrument Date	Feb 08, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 E VERNON ST GILBERT AZ 852988835, GILBERT, AZ 85298-8835

Mortgage

Document Number	0000158324
Date	Mar 07, 2019
Instrument	158324

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 06, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,780 (-3.86%)	$557,800 (-3.86%) Land $111,500 Building $446,300
2025	$2,708.00 (-12.98%)
2024		$58,020	$580,200 Land $116,000 Building $464,200
2023	$3,112.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 430 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: TREPIC Networks, Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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