Maricopa County property record for 3481 E Vernon St, Gilbert, AZ 85298
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,780 sqft · built 2003 |
| Lot Size | 0.221 acres (9,655 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Jul 2021) |
| Tax Bill | $3,097 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jul 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-78-920 |
| Primary APN | 304-78-920 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,780 sqft Living Area |
| 1st Floor Area | 1,142 sqft |
| 2nd Floor Area | 1,638 sqft |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 9,655 sqft (0.221 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 364 sqft |
| Patio Area | 160 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 3481 E VERNON ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85298-4835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | SEVILLE PARCEL 2 MCR 554-18 |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 23 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | SEVILLE PARCEL 2 |
| Legal Lot Number | 134 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 816401 |
Source: Maricopa County records · APN 304-78-920
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3481 E VERNON ST, GILBERT, AZ 85298-4835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Jul 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Jun 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Oct 03, 2018 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2021 · Amount on Record |
| Deed Sale | Jul 09, 2021 · Amount on Record |
| Prior Sale | Oct 03, 2018 · Amount on Record |
| Deed Document Number | 20210750676 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3481 E VERNON ST, GILBERT, AZ 85298-4835 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3481 E VERNON ST, GILBERT, AZ 85298-4835 |
| Document Number | 0000607627 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 20230607627 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jul 09, 2021 |
| Property Address | 3481 E VERNON ST, GILBERT, AZ 85298-4835 |
| Document Number | 0000750676 |
| Map Reference | MB 554 PG 18 |
| Instrument Date | Jul 06, 2021 |
| Instrument | 20210750676 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | ALLIED TITLE, ALLIED TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3481 E VERNON ST, 3481, GILBERT, AZ 85298-4835 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3481 E VERNON ST, GILBERT, AZ 85298-4835 |
| Document Number | 0000750677 |
|---|---|
| Date | Jul 09, 2021 |
| Instrument | 20210750677 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3481 E VERNON ST, GILBERT, AZ 85298-4835 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2021 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3481 E VERNON ST, GILBERT, AZ 85298-4835 |
| Document Number | 0000218320 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 20210218320 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3481 E VERNON ST, GILBERT, AZ 85298-4835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SECURITY TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3481 E VERNON ST, GILBERT, AZ 85298-4835 |
| Document Number | 0000490970 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 20190490970 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Oct 03, 2018 |
| Property Address | 3481 E VERNON ST, GILBERT, AZ 85298-4835 |
| Document Number | 0000743416 |
| Map Reference | MB 554 PG 18 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 20180743416 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | SECURITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3481 E VERNON ST, 3481, GILBERT, AZ 85298-4835 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3481 E VERNON ST, GILBERT, AZ 85298-4835 |
| Document Number | 0000743417 |
|---|---|
| Date | Oct 03, 2018 |
| Instrument | 20180743417 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Chandler Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,470 (-2.12%) | $544,700 (-2.12%) Land $108,900 Building $435,800 | |
| 2025 | $3,097.00 (+23.73%) | ||
| 2024 | $55,650 | $556,500 Land $111,300 Building $445,200 | |
| 2023 | $2,503.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| Wi-Fiber Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 476 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system AZ0407092, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GILBERT serves 247,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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