3950 E Tupelo Dr, Midland, MI 48642 Property Records

Midland County property record for 3950 E Tupelo Dr, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,385 sqft · built 2004
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Sep 2025)
Tax Bill	$7,012 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`090-022-100-400-00`

Property Details

APN / Parcel Number

Primary APN	`090-022-100-400-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,385 sqft Living Area
1st Floor Area	2,208 sqft
Basement Area	2,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	305 ft deep x 150 ft wide
Garage Area	875 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3950 E TUPELO DR
City	MIDLAND
State	MI
Zip	48642-8856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SEC 22 T15N R2E COM 1319.34 FT N & 209.26 FT W OF E 1/4 COR, TH W 150 FT, N 304.24 FT, E 150.02 FT, S 306.46 FT.
Legal Range	02E
Legal Township	15N
Legal Section	22
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	1
Census Block	1000
Census Tract	291104

Owner

Source: Midland County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2916 ABBOTT RD, MIDLAND, MI 48642-4769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU
Jul 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage 1ST STATE BANK
Sep 17, 2025	Intrafamily Transfer, Transfer
Sep 17, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Jun 2, 2021 · Amount on Record
Deed Document Number	20258259
Deed Book / Page	2025 / 8259
Prior Transfer Date	Sep 12, 2025
Prior Transfer Doc	2025R08258
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	3950 E TUPELO DR, MIDLAND, MI 48642-8856
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001633/504
Date	Apr 30, 2020
Book Page	1633/504

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2030

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	3950 E TUPELO DR, MIDLAND, MI 48642-8856
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 E TUPELO DR, MIDLAND, MI 48642-8856
Investor	Possibly a Property Investor

Mortgage

Document Number	001673/979
Date	Jul 11, 2024
Book Page	1673/979

Lender

Name	1ST STATE BANK
Type	Bank
Address	SAGINAW, MI 48605

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Sep 17, 2025
Property Address	3950 E TUPELO DR, MIDLAND, MI 48642-8856
Document Number	2025R08258
Instrument Date	Sep 12, 2025
Instrument	2025R-08258
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3950 E TUPELO DR, MIDLAND, MI 48642-8856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 E TUPELO DR, MIDLAND, MI 48642-8856
Investor	Possibly a Property Investor

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 17, 2025
Property Address	3950 E TUPELO DR, MIDLAND, MI 48642-8856
Document Number	2025R08259
Instrument Date	Sep 12, 2025
Instrument	2025R-08259
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3950 E TUPELO DR, MIDLAND, MI 48642-8856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 ABBOTT RD, MIDLAND, MI 48642-4769

Mortgage

Document Number	2025R08260
Date	Sep 17, 2025
Instrument	2025R-08260

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 2, 2021
Property Address	3950 E TUPELO DR, MIDLAND, MI 48642-8856
Document Number	1646/560
Book / Page	1646 / 560
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3950 E TUPELO DR, 3950, MIDLAND, MI 48642-8856

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2556 N STURGEON RD, MIDLAND, MI 48642-8310
Investor	Possibly a Property Investor

Mortgage

Document Number	1646561
Date	Jun 2, 2021
Instrument	1646/561

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$298,500	$597,000
2024	$7,012.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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