3894 E Tupelo Dr, Midland, MI 48642 Property Records

Midland County property record for 3894 E Tupelo Dr, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,520 sqft · built 2001
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on Record
Last Sale	$474,500 (Nov 2024)
Tax Bill	$5,794 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090-831-500-740-00`

Property Details

APN / Parcel Number

Primary APN	`090-831-500-740-00`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	1,354 sqft
Basement Area	1,354 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	37,897 sqft (0.87 acres)
Lot Dimensions	302 ft deep x 125 ft wide
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3894 E TUPELO DR
City	MIDLAND
State	MI
Zip	48642-8618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	T15N R2E LOT 74 WHISPERING PINES ESTATES NO 2.
Legal Subdivision	WHISPERING PINES ESTATES
Legal Lot Number	74
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	1
Census Block	1004
Census Tract	291104

Owner

Source: Midland County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3894 E TUPELO DR, MIDLAND, MI 48642-8618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Jun 24, 2026	Quit Claim Deed, Transfer · Construction Mortgage MORTGAGE MORTGAGE
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 28, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Prior Sale	Apr 5, 2010 · Amount on Record
Deed Book / Page	1676 / 683
Last Transfer Date	Jan 13, 2025
Transfer Doc	002025/331
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 24, 2026
Property Address	3894 E TUPELO DR, MIDLAND, MI 48642-8618
Document Number	0000007192
Instrument Date	Jul 23, 2026
Instrument	20267192
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352,237.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007193,
Date	Jul 24, 2026
Instrument	20267193

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 24, 2026
Property Address	3894 E TUPELO DR, MIDLAND, MI 48642-8618
Document Number	0000006122
Instrument Date	Jun 6, 2026
Instrument	20266122
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3894 E TUPELO DR, MIDLAND, MI 48642-8618

Mortgage

Document Number	0000006149,
Date	Jun 24, 2026
Instrument	20266149

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2027

Interest

Rate Type	Balloon
Rate	6.36%
Initial Type	Balloon
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	3894 E TUPELO DR, MIDLAND, MI 48642-8618
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3894 E TUPELO DR, MIDLAND, MI 48642-8618

Mortgage

Document Number	2026R00880
Date	Jan 28, 2026
Instrument	2026R-00880

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	3894 E TUPELO DR, MIDLAND, MI 48642-8618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3894 E TUPELO DR, MIDLAND, MI 48642-8618

Mortgage

Document Number	1640/1320
Date	Dec 28, 2020
Book Page	1640/1320

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$252,200	$504,400
2024	$5,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LARKIN TOWNSHIP serves 2,878 people · EPA ID MI0003794
Water Source	Purchased surface water from CITY OF MIDLAND
Last State Inspection	Jun 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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