3950 Delmar Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3950 Delmar Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,451 sqft · built 1913
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Nov 2018)
Tax Bill	$2,831 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-0003-0173-00`

Property Details

APN / Parcel Number

Primary APN	`551-0003-0173-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,451 sqft Living Area
Gross Area	2,257 sqft
1st Floor Area	806 sqft
2nd Floor Area	645 sqft
Upper Floors Area	645 sqft
Basement Area	806 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	121 ft deep x 45 ft wide
Garage Area	399 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3950 DELMAR AVE
City	CINCINNATI
State	OH
Zip	45211-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3950 DELMAR AVE 45 X 121 LOT 83 HADERS-B & ANDWANSSUB
Legal Subdivision	HADERS & ANDWANA
Legal Lot Number	83
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	1
Census Block	1007
Census Tract	20902

Owner

3950 Delmar Ave is owned and occupied by an individual who bought it in November 2018.

Source: Hamilton County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3950 DELMAR AVE, CINCINNATI, OH 45211-3532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 2, 2018	Warranty Deed, Transfer · FHA Mortgage RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Prior Sale	Mar 2, 2015 · Amount on File
Deed Document Number	201897486
Deed Book / Page	13788 / 83
Prior Transfer Date	Feb 23, 2015
Prior Transfer Doc	0000019834
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3950 DELMAR AVE, CINCINNATI, OH 45211-3532
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 DELMAR AVE, CINCINNATI, OH 45211-3532

Mortgage

Document Number	0000061393
Date	Jun 22, 2022
Book Page	14693/130
Instrument	2022-0061393

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jun 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3950 DELMAR AVE, CINCINNATI, OH 45211-3532
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 DELMAR AVE, CINCINNATI, OH 45211-3532

Mortgage

Document Number	0000098342
Date	Aug 16, 2021
Book Page	14481/70
Instrument	2021-0098342

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 2, 2018
Property Address	3950 DELMAR AVE, CINCINNATI, OH 45211-3532
Document Number	0000097486
Book / Page	13788 / 00083
Map Reference	MB 19 PG 83
Instrument Date	Oct 25, 2018
Instrument	2018-0097486
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 DELMAR AVE, CINCINNATI, OH 45211-3532

Mortgage

Document Number	0000097487
Date	Nov 2, 2018
Instrument	2018-0097487

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,831.00 (-3.11%)	$45,717 (-) Land $6,664 Building $39,053	$130,620 (-) Land $19,040 Building $111,580
2024	$2,922.00 (-0.17%)	$45,717 (-) Land $6,664 Building $39,053
2023	$2,927.00 (+0.21%)	$45,717 (+15.59%) Land $6,664 Building $39,053	$130,620 (+15.59%) Land $19,040 Building $111,580
2022	$2,921.00	$39,550 Land $5,768 Building $33,782
2020			$113,000 Land $16,480 Building $96,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3950 Delmar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3950 Delmar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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