3948 Delmar Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3948 Delmar Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,333 sqft · built 1922
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Sep 2020)
Tax Bill	$3,619 (2025)
Deeds & Mortgages	Jan 2024 Sale & Line of Credit Aug 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`551-0003-0172-00`

Property Details

APN / Parcel Number

Primary APN	`551-0003-0172-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,333 sqft Living Area
1st Floor Area	690 sqft
2nd Floor Area	643 sqft
Upper Floors Area	621 sqft
Basement Area	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	121 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3948 DELMAR AVE
City	CINCINNATI
State	OH
Zip	45211-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3948 DELMAR AVE 45 X 121 LOT 81 HADERS-B & ANDWANSSUB
Legal Subdivision	HADERS & ANDWANA
Legal Lot Number	81
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	5
Census Block	5006
Census Tract	20902

Owner

3948 Delmar Ave is owned and occupied by an individual who acquired it in January 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3948 DELMAR AVE, CINCINNATI, OH 45211-3508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Warranty Deed, Transfer · Line of Credit UMORTGAGE LLC
Aug 8, 2023	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES
Sep 21, 2020	Warranty Deed, Transfer · FHA Mortgage RIVER CTY MTG
Apr 12, 2018	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR
Feb 23, 2017	Warranty Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Aug 8, 2023 · Amount on File
Deed Document Number	0000095970
Deed Book / Page	014257 / 001567
Last Transfer Date	Jan 31, 2024
Transfer Doc	0000006926
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 31, 2024
Property Address	3948 DELMAR AVE, CINCINNATI, OH 45211-3508
Document Number	0000006926
Book / Page	15093 / 1850
Map Reference	MB 4 PG 300
Instrument Date	Jan 26, 2024
Instrument	2024-0006926
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 DELMAR AVE, CHEVIOT, OH 45211-3508

Mortgage

Document Number	0000006927
Date	Jan 31, 2024
Instrument	2024-0006927

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 8, 2023
Property Address	3948 DELMAR AVE, CINCINNATI, OH 45211-3508
Document Number	0000055524
Book / Page	14974 / 1610
Map Reference	MB 4 PG 300
Instrument Date	Aug 4, 2023
Instrument	2023-0055524
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4360 BOOMER RD, CINCINNATI, OH 45247-7947

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 21, 2020
Property Address	3948 DELMAR AVE, CINCINNATI, OH 45211-3508
Document Number	0000095970
Book / Page	014257 / 001567
Instrument Date	Sep 11, 2020
Instrument	95970
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 DELMAR AVE CINCINNATI OH 452113508, CINCINNATI, OH 45211-3508

Mortgage

Document Number	95971
Date	Sep 21, 2020
Book Page	014257/001569
Instrument	95971

Lender

Name	RIVER CTY MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 12, 2018
Property Address	3948 DELMAR AVE, CINCINNATI, OH 45211-3508
Document Number	0000030218
Book / Page	013645 / 000124
Instrument Date	Apr 2, 2018
Instrument	30218
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 DELMAR AVE CINCINNATI OH 452113508, CINCINNATI, OH 45211-3508

Mortgage

Document Number	30220
Date	Apr 12, 2018
Book Page	013645/000128
Instrument	30220

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 23, 2017
Property Address	3948 DELMAR AVE, CINCINNATI, OH 45211-3508
Document Number	0000006730
Map Reference	PB 4 PG 300
Instrument Date	Feb 16, 2017
Instrument	17-0016730
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	360 AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 DELMAR AVE, CINCINNATI, OH 45211-3508

Mortgage

Document Number	0000006731
Date	Feb 23, 2017
Instrument	17-0016731

Lender

Name	POLARIS HOME FUNDING CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3948 Delmar Ave was $3,619, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,619.00 (+2.64%)	$56,000 (-) Land $6,664 Building $49,336
2024	$3,526.00 (-1.86%)	$56,000 (-) Land $6,664 Building $49,336
2023	$3,593.00 (+18.15%)	$56,000 (+37.34%) Land $6,664 Building $49,336	$160,000 Land $19,040 Building $140,960
2022	$3,041.00 Homeowner's exemption	$40,775 Land $5,768 Building $35,007
2020			$116,500 Land $16,480 Building $100,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3948 Delmar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3948 Delmar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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