3950 Chaplain Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3950 Chaplain Rd, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,851 sqft Living Area
Lot Size	44,431 sqft (1.02 acres)
Garage	Attached, 432 sqft
Occupancy	Owner Occupied
Tax Bill	$2,528.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`33-26-31-4950-0001-108D`
Alternative APNs	`26313349500001108D` `99210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,851 sqft Living Area
Gross Area	2,481 sqft Gross Area
1st Floor	891 sqft 1st Floor
Upper Floors	720 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design Style
Exterior Material	Aluminum Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	44,431 sqft (1.02 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	432 sqft Garage
Porch Area	438 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3950 CHAPLAIN RD
City	SAINT CLOUD
State	FL
Zip	34772-9515
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 29 COM AT SE COR OF LOT 108, W 25 FT, N 20 FT TO POB; N 145 FT, W 310 FT, S 145 FT, E 310 FT TO POB
Legal Range	31E
Legal Township	26S
Legal Section	33
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	108D
Legal Lot Number	108
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1015
Census Tract	43802

Owner

Source: Osceola County records · APN 33-26-31-4950-0001-108D

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3950 CHAPLAIN RD, SAINT CLOUD, FL 34772-9515
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 04, 2022
Transfer Doc	0061862960
Record Refreshed	Jun 08, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Apr 04, 2022
Property Address	3950 CHAPLAIN RD, SAINT CLOUD, FL 34772-9515
Document Number	0061862960
Book / Page	6186 / 2960
Instrument Date	Apr 04, 2022
Instrument	2022053606
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 CHAPLAIN RD, SAINT CLOUD, FL 34772-9515

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00 (+6.01%)	$182,914 (+5.99%)	$321,800 (+22.54%) Land $83,600 Building $238,200
2024	$2,528.00 (+2.31%)
2023	$2,471.00 (+4.84%) Homeowner's exemption	$172,582 (+3%)	$262,600 (+23%) Land $55,000 Building $207,600
2022	$2,357.00 Homeowner's exemption	$167,556	$213,500 Land $45,000 Building $168,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 75% of the US · above 60% of Florida
Wildfire Likelihood	About 1 in 197 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.