Franklin County property record for 395 S Main St, Saint Clair, MO 63077
| Property Type | Commercial Office |
|---|---|
| Details | 682 sqft · built 1930 |
| Lot Size | 0.033 acres (1,437 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $950 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-36.0-2-024-315.000 |
| Primary APN | 22-7-36.0-2-024-315.000 |
|---|
| Total Rooms | 2 Rooms |
|---|---|
| Building Area | 682 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 1,437 sqft (0.033 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 395 S MAIN ST |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1510 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | STORE FRONTPT LOT 3 J N ING ESTATES |
| Legal Subdivision | J N INGE ESTATES |
| Legal Lot Number | 3J |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 800903 |
Source: Franklin County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 380 S MAIN ST, SAINT CLAIR, MO 63077-1511 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 395 S MAIN ST, SAINT CLAIR, MO 63077-1510 |
| Document Number | 0000007490 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2017 |
| Title Company | HILLSBORO TITLE COMPANY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 380 S MAIN ST ST CLAIR MO 630771511, ST CLAIR, MO 63077-1511 |
| Document Number | 0000007490 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 7490 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 18, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $950.00 (+7.47%) | $13,174 (-) | $41,170 (-) Land $1,800 Building $39,370 |
| 2023 | $884.00 (+6.51%) | $13,174 | $41,170 Land $1,800 Building $39,370 |
| 2022 | $830.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CLAIR PWS serves 4,700 people · EPA ID MO6010708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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