375 S Main St, #445, Saint Clair, MO 63077 Property Records

Franklin County property record for 375 S Main St, #445, Saint Clair, MO 63077

Property Summary

Property Type	Other Improved
Details	15,756 sqft · built 1930
Lot Size	0.8 acres (34,848 sqft)
Owner	Trust Name on File
Tax Bill	$7,563 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-7-36.0-2-024-317.000`

Property Details

APN / Parcel Number

Primary APN	`22-7-36.0-2-024-317.000`

Interior

Total Rooms	3 Rooms
Building Area	15,756 sqft

Exterior

Year Built	Built 1930
Lot Area	34,848 sqft (0.8 acres)

Location & Zoning

Street Address	375 S MAIN ST # 445, 445
City	SAINT CLAIR
State	MO
Zip	63077-1510
Property Category	Other
Property Type	Other > Other Improved
Legal Description	RETAIL SHOPPING CENTERLOTS3,4&PT 11 J N INGE ESTATES
Legal Range	01W
Legal Township	42
Legal Section	36
Legal Quarter	NW
Legal Subdivision	J N INGE ESTATES
Legal Block	24
Legal Lot Number	3,4 4
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1027
Census Tract	800903

Owner

375 S Main St, #445 is held in a trust since April 2016.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Trust Name on File
Mailing Address	380 S MAIN ST, SAINT CLAIR, MO 63077-1511
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2016
Deed Sale	Apr 5, 2016
Deed Document Number	1606571
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	375 S MAIN ST # 445, 445, SAINT CLAIR, MO 63077-1510
Document Number	0000007490
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2017
Title Company	HILLSBORO TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	380 S MAIN ST ST CLAIR MO 630771511, ST CLAIR, MO 63077-1511

Mortgage

Document Number	0000007490
Date	May 19, 2017
Instrument	7490

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 18, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 375 S Main St, #445 was $7,563.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,563.00	$104,813	$327,540 Land $34,800 Building $292,740
2023	$7,033.00 (+7.06%)	$104,813	$327,540 Land $34,800 Building $292,740
2022	$6,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 375 S Main St, #445 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 S Main St, #445 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20