395 Park St, Elgin, IL 60120 Property Records

Kane County property record for 395 Park St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,202 sqft · built 1925
Lot Size0.89 acres (3,895 sqft)
OwnerIndividual Name on File
Tax Bill$1,403 (2025)
Deeds & MortgagesOct 2026 Transfer
Flood ZoneZone X (minimal risk)
APN06-13-176-006

Property Details

APN / Parcel Number

Primary APN06-13-176-006

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories5 Stories
Building Area1,202 sqft Living Area
Gross Area2,030 sqft
Basement Area828 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area3,895 sqft (0.89 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address395 PARK ST
CityELGIN
StateIL
Zip60120-4457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionB W RAYMONDS ADDN WEST 41.25 FT NORTH 1/2 COUNTY CLERKS SUB A LOT 10
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block1
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1010
Census Tract854600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

395 Park St is owned and occupied by an individual who acquired it in February 2003.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address395 PARK ST, ELGIN, IL 60120-4457
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 20, 2003
Transfer Doc0000079510
Record UpdatedOct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateOct 16, 2026
Property Address395 PARK ST, ELGIN, IL 60120-4457
Document Number0000044639
Instrument DateOct 15, 2026
Instrument202644639
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 DUNRIDGE CT, EAST DUNDEE, IL 60118-1448

Tax Assessment & Valuation

The 2025 property tax bill for 395 Park St was $1,403 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,403.00 Homeowner's exemption Senior Citizen's exemption$63,439 (+8.57%) Land $9,091 Building $54,348$190,393 (+8.57%) Land $27,284 Building $163,109
2024$58,431 Land $8,373 Building $50,058$175,363 Land $25,129 Building $150,234
2022$2,029.00 (-2.78%) Homeowner's exemption$48,133 (+6.96%) Land $6,897 Building $41,236$144,399 (+6.96%) Land $20,691 Building $123,708
2021$2,087.00 Homeowner's exemption$45,001 Land $6,448 Building $38,553$135,003 Land $19,344 Building $115,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Park St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 395 Park St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Park St

Nearby Streets

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