388 Park St, Elgin, IL 60120 Property Records

Kane County property record for 388 Park St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,587 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,248 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-13-131-017`

Property Details

APN / Parcel Number

Primary APN	`06-13-131-017`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,587 sqft Living Area
Gross Area	3,953 sqft
Basement Area	1,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	388 PARK ST
City	ELGIN
State	IL
Zip	60120-4456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B W RAYMONDS ADDN SOUTH 8 RODS WEST 4 RODS LOT 21
Legal Subdivision	B W RAYMONDS ADDN
Legal Block	1
Legal Lot Number	21
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

388 Park St is owned and occupied by two individuals who acquired it in December 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	388 PARK ST, ELGIN, IL 60120-4456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY
Jan 5, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 11, 2021
Transfer Doc	0000000766
Record Updated	Sep 20, 2026

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KANE IL
Recording Date	Jan 5, 2022
Property Address	388 PARK ST, ELGIN, IL 60120-4456
Document Number	0000000765
Instrument Date	Dec 16, 2021
Instrument	2022K000765
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 PARK ST, ELGIN, IL 60120-4456

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 5, 2022
Property Address	388 PARK ST, ELGIN, IL 60120-4456
Document Number	0000000766
Instrument Date	Dec 11, 2021
Instrument	2022K000766
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	388 PARK ST, ELGIN, IL 60120-4456

Tax Assessment & Valuation

The 2025 property tax bill for 388 Park St was $7,248 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,248.00 Homeowner's exemption	$103,013 (+8.57%) Land $16,367 Building $86,646	$309,163 (+8.57%) Land $49,121 Building $260,042
2024		$94,882 Land $15,075 Building $79,807	$284,760 Land $45,243 Building $239,517
2022	$3,026.00 (-2.79%) Homeowner's exemption	$72,184 (+6.96%) Land $12,418 Building $59,766	$216,552 (+6.96%) Land $37,254 Building $179,298
2021	$3,113.00 Homeowner's exemption	$67,487 Land $11,610 Building $55,877	$202,461 Land $34,830 Building $167,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 388 Park St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 388 Park St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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