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395 Mountain Cloud Cir, Highlands Ranch (Littleton), CO 80126 Property Records

Douglas County property record for 395 Mountain Cloud Cir, Highlands Ranch, CO 80126

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,663 sqft · built 1983
Lot Size0.149 acres (6,490 sqft)
Owner2 Individual Names on File
Last Sale$601,000 (Apr 2026)
Tax Bill$3,071 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2229-03-4-05-092

Property Details

APN / Parcel Number

Primary APN2229-03-4-05-092
Alternative APNs
  • R0260902
  • 0260902

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,663 sqft Living Area
Gross Area2,153 sqft
1st Floor Area1,663 sqft
Basement Area490 sqft
FlooringCovered
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,490 sqft (0.149 acres)
Garage Area506 sqft
PorchPorch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0260902
Street Address395 MOUNTAIN CLOUD CIR
CityHIGHLANDS RANCH
StateCO
Zip80126-2209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDU
Legal DescriptionLOT 40 BLOCK 10 HIGHLANDS RANCH # 3 .149 AM/L
Legal Range68W
Legal Township06S
Legal Section03
Legal QuarterSE
Legal SubdivisionHIGHLANDS RANCH
Legal Block10
Legal Lot Number40
JurisdictionDOUGLAS CO
Township / Civil DivisionSEDALIA
Census Block Group1
Census Block1000
Census Tract14108

Owner

395 Mountain Cloud Cir is owned and occupied by two individuals who bought it in April 2026.

Source: Douglas County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address395 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2026 · Amount on File
Deed SaleApr 24, 2026 · Amount on File
Prior SaleAug 31, 1989 · Amount on File
Deed Document Number202620037
Prior Transfer DateJul 20, 1987
Prior Transfer Doc0000021316
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS CO
Recording DateApr 24, 2026
Property Address395 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209
Document Number0000020037
Instrument DateApr 21, 2026
Instrument2026.20037
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyHERITAGE TITLE LT, HERITAGE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,070.10
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address395 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209

Mortgage

Document Number0000020038,
DateApr 24, 2026
Instrument2026..20038
Lender
NamePROVIDENT FUNDING ASSOC L.P
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 395 Mountain Cloud Cir was $3,071, up 12% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDouglas County
Unified School DistrictDouglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,730 (-) Land $9,260 Building $29,470$569,519 (-) Land $136,149 Building $433,370
2025$3,071.00 (+12.04%) Senior Citizen's exemption$38,730 Land $9,260 Building $29,470$569,519 Land $136,149 Building $433,370
2024$2,741.00 (+0.18%)
2023$2,736.00 (+30.47%) Senior Citizen's exemption$39,480 (+32%) Land $10,030 Building $29,450$589,246 (+36.92%) Land $149,659 Building $439,587
2022$2,097.00 Senior Citizen's exemption$29,910 Land $6,850 Building $23,060$430,364 Land $98,527 Building $331,837

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 395 Mountain Cloud Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 Mountain Cloud Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.2% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLANDS RANCH WSD
serves 103,444 people · EPA ID CO0118015
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BAM Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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