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381 Mountain Cloud Cir, Highlands Ranch (Littleton), CO 80126 Property Records

Douglas County property record for 381 Mountain Cloud Cir, Highlands Ranch, CO 80126 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2019
Square Footage2,119 sqft Living Area
Lot Size6,360 sqft (0.146 acres)
OccupancyOwner Occupied
Last Sale$690,000 (2026)
Tax Bill$3,177.00 (2024)

Property Details

APN / Parcel Number

Primary APN2229-03-4-05-089
Alternative APNs
  • R0260881
  • 0260881

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms3 Rooms
Building Area2,119 sqft Living Area
Gross Area2,619 sqft Gross Area
1st Floor1,314 sqft 1st Floor
Basement Area1,305 sqft Basement
Finished Basement805 sqft Finished
Unfinished Basement500 sqft Unfinished
Stories1 Stories
Primary FlooringCovered Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2019
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,360 sqft (0.146 acres)
Garage Area487 sqft Garage
PorchPorch
Porch Area218 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account NumberR0260881
Street Address381 MOUNTAIN CLOUD CIR
CityHIGHLANDS RANCH
StateCO
Zip80126-2209
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 38 BLOCK 10 HIGHLANDS RANCH # 3 .146 AM/L
Legal Range68W
Legal Township06S
Legal Section03
Legal QuarterSE
Legal SubdivisionHIGHLANDS RANCH
Legal Block10
Legal Lot Number38
JurisdictionDOUGLAS CO
Minor Civil DivisionSEDALIA
Census Blockgroup1
Census Block1000
Census Tract14108

Owner

Source: Douglas County records · APN 2229-03-4-05-089

Assessment roll updated June 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Owner on File
Mailing Address381 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2021Deed of Trust, Mortgage · Reverse Mortgage
UNIVERSAL LENDING CORP
Feb 11, 2026Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 01, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
GUARANTEED RATE AFFINITY LLC
Dec 06, 2021Intrafamily Transfer, Transfer
Aug 14, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 20, 2019Special Warranty Deed, Transfer · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Aug 15, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
AMERICAN FINANCIAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Jun 01, 2026
  • Deed Sale Price on Jun 01, 2026
  • Prior Sale Amount on Jul 11, 2025
Deed Doc Number202626879
Prior Transfer DateDec 01, 2021
Prior Transfer Doc0000134624
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS CO
Property Address381 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyHERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address381 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209

Mortgage

Document Number0000045750
DateApr 07, 2021
Instrument2021045750
Lender
NameUNIVERSAL LENDING CORP
TypeMortgage Company
AddressDENVER, CO 80224
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term997 Months
DueMay 26, 2104
Interest
Rate TypeAdjustable Rate
Rate2.69%
Change FrequencyAnnually
Index1-Year LIBOR

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS CO
Property Address381 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address381 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209

Mortgage

Document Number0000006134
DateFeb 11, 2026
Instrument2026006134
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 02, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS CO
Recording DateJun 01, 2026
Property Address381 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209
Document Number0000026879
Instrument DateMay 27, 2026
Instrument202626879
Transaction TypeTransfer
Record UpdatedJun 09, 2026
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,969.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address381 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209

Mortgage

Document Number0000026880,
DateJun 01, 2026
Instrument202626880
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.97%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDOUGLAS CO
Recording DateDec 06, 2021
Property Address381 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209
Document Number0000134624
Instrument DateDec 01, 2021
Instrument2021134624
Transaction TypeTransfer
Record UpdatedDec 20, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address381 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS CO
Property Address381 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075587
DateAug 14, 2020
Instrument2020075587
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

November 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDOUGLAS CO
Recording DateNov 20, 2019
Property Address381 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209
Document Number0000079441
Instrument DateNov 18, 2019
Instrument2019079441
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyLAND TITLE GUARANTEE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$45.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address381 MOUNTAIN CLOUD CIR, 381, HIGHLANDS RANCH, CO 80126-2209

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address381 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209

Mortgage

Document Number0000079442
DateNov 20, 2019
Instrument2019079442
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS CO
Recording DateAug 15, 2018
Property Address381 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209
Document Number0000049179
Instrument DateAug 10, 2018
Instrument2018049179
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyLAND TITLE GUARANTEE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$39.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address381 MOUNTAIN CLOUD CIR, HIGHLANDS RANCH, CO 80126-2209

Mortgage

Document Number0000049180
DateAug 15, 2018
Instrument2018049180
Lender
NameAMERICAN FINANCIAL INC
TypeNon-Lending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated June 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateColorado
CountyDouglas County
Unified School DistrictDouglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$40,680 (-) Land $9,280 Building $31,400$598,255 (-) Land $136,431 Building $461,824
2025$3,913.00 (+23.17%)$40,680 (+8.8%) Land $9,280 Building $31,400$598,255 (+7.19%) Land $136,431 Building $461,824
2024$3,177.00 (+0.19%)
2023$3,171.00$37,390 Land $10,060 Building $27,330$558,130 Land $150,198 Building $407,932

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