395 Main St, Buffalo, NY 14203 Property Records

Erie County and Buffalo City property record for 395 Main St, Buffalo, NY 14203

Property Summary

Property Type	Office Building
Details	213,400 sqft · built 1895
Lot Size	0.831 acres (36,200 sqft)
Owner	2 Company Names on File
Tax Bill	$27,079 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140200 111.13-14-1`

Property Details

APN / Parcel Number

Primary APN	`140200 111.13-14-1`
Alternative APNs	`02001111300014001000` `01550300`

Interior

Stories	7 Stories
Building Area	213,400 sqft Gross Area
Basement Area	36,200 sqft
Unfinished Basement	36,200 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1990
Lot Area	36,200 sqft (0.831 acres)
Lot Dimensions	200 ft deep x 181 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01550300
Street Address	395 MAIN ST
City	BUFFALO
State	NY
Zip	14203-2103
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	N-1D
Legal Description	SOUTH COR.CLINTON TO WASHINGTON
Legal Block	14
Legal Lot Number	1.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1034
Census Tract	16500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Brisbane Building listed 2022 · 1 contributing resources · NRIS 100008403

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

395 Main St, a commercial property, is owned by a company that acquired it in October 1998.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	403 MAIN ST, 628, BUFFALO, NY 14203-2107
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage S & T BANK
Mar 2, 2022	Deed of Trust, Mortgage · VA Mortgage S & T BANK
Mar 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage S & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 30, 1998
Transfer Doc	1094002751
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	395 MAIN ST, BUFFALO, NY 14203-2103
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MAIN ST 628, 628, BUFFALO, NY 14203-2107

Mortgage

Document Number	0140474500
Date	Apr 5, 2022
Book Page	14047/4500
Instrument	2022068268

Lender

Name	S & T BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	395 MAIN ST, BUFFALO, NY 14203-2103
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 MAIN ST 628, 628, BUFFALO, NY 14203-2103

Mortgage

Document Number	0113973564
Date	Mar 2, 2022
Book Page	11397/3564
Instrument	2022041971

Lender

Name	S & T BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	VA Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	395 MAIN ST, BUFFALO, NY 14203-2103
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 MAIN ST 628, 628, BUFFALO, NY 14203-2103

Mortgage

Document Number	0140425276
Date	Mar 2, 2022
Book Page	14042/5276
Instrument	2022041970

Lender

Name	S & T BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 395 Main St was $27,079, down 81.3% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,079.00 (-81.33%)
2025	$145,062.00 (-17.7%)	$8,200,000 (+21.48%) Land $850,700 Building $7,349,300	$8,200,000 (-25.29%) Land $850,700 Building $7,349,300
2024	$176,252.00 (+402.46%)	$6,750,000 (-) Land $397,700 Building $6,352,300	$10,975,610 (+13.82%) Land $646,667 Building $10,328,943
2023	$35,078.00	$6,750,000 Land $397,700 Building $6,352,300	$9,642,857 Land $568,143 Building $9,074,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 395 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks, Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures