395 James St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 395 James St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 1,884 sqft · built 1920
Lot Size0.277 acres (12,084 sqft)
Owner2 Individual Names on Record
Last Sale$175,100 (Dec 2005)
Tax Bill$5,505 (2026)
Flood ZoneZone X (minimal risk)
APN689-00021

Property Details

APN / Parcel Number

Primary APN689-00021
Alternative APN
  • CHIC M:0689 P:00021

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,884 sqft Living Area
Gross Area2,910 sqft
1st Floor Area1,206 sqft
Basement Area726 sqft
Unfinished Basement726 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,084 sqft (0.277 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number689-00021
Street Address395 JAMES ST
CityCHICOPEE
StateMA
Zip01020-3018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2007
Census Tract811301

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address395 JAMES ST, CHICOPEE, MA 01020-3018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2005 · Amount on Record
Deed SaleDec 12, 2005 · Amount on Record
Deed Document Number200595230
Deed Book / Page15562 / 162
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,505.00 (+20.17%)$361,200 (+19.52%) Land $123,300 Building $237,900$354,538 (-4.31%)
2025$4,581.00 (+5.38%)$302,200 (+2.61%) Land $111,800 Building $190,400$370,500
2024$4,347.00 (+6.54%)$294,500 (+9.36%) Land $109,600 Building $184,900
2023$4,080.00$269,300 Land $99,600 Building $169,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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