372 James St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 372 James St, Chicopee, MA 01020 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,231 sqft · built 1940
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Nov 2009)
Tax Bill	$3,406 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`689-00027`

Property Details

APN / Parcel Number

Primary APN	`689-00027`
Alternative APN	`CHIC M:0689 P:00027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,231 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	758 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,375 sqft (0.215 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	689-00027
Street Address	372 JAMES ST
City	CHICOPEE
State	MA
Zip	01020-3057
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2014
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records · APN 689-00027

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	372 JAMES ST, CHICOPEE, MA 01020-3057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Apr 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC
May 23, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ALDEN CREDIT UNION
Apr 19, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 2009 · Amount on Record
Deed Sale	Nov 20, 2009 · Amount on Record
Prior Sale	Dec 06, 2004 · Amount on Record
Deed Document Number	200978219
Deed Book / Page	18083 / 188
Last Transfer Date	Apr 19, 2022
Transfer Doc	024506-361
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	372 JAMES ST, CHICOPEE, MA 01020-3057
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00026187-9
Date	Jan 14, 2026
Book Page	26187/9
Instrument	1836

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	372 JAMES ST, CHICOPEE, MA 01020-3057
Transaction Type	Mortgage
Record Updated	Nov 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024506-337
Date	Apr 19, 2022
Book Page	24506/337
Instrument	23629

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2047

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	372 JAMES ST, CHICOPEE, MA 01020-3057
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025015-130
Date	May 23, 2023
Book Page	25015/130
Instrument	23337

Lender

Name	ALDEN CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2038

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Apr 19, 2022
Property Address	372 JAMES ST, CHICOPEE, MA 01020-3057
Document Number	024506-361
Book / Page	24506 / 361
Instrument Date	Apr 19, 2022
Instrument	23636
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	372 JAMES ST, CHICOPEE, MA 01020-3057

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,406.00 (+5.32%)	$224,700 (+2.56%) Land $107,400 Building $117,300	$269,040
2024	$3,234.00 (+8.34%)	$219,100 (+11.22%) Land $105,300 Building $113,800
2023	$2,985.00	$197,000 Land $95,700 Building $101,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 331 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Chicopee Municipal Lighting Plant	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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