395 Cornwall Rd, Rocky River, OH 44116 Property Records

Cuyahoga County property record for 395 Cornwall Rd, Rocky River, OH 44116

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,294 sqft · built 1949
Lot Size	0.192 acres (8,385 sqft)
Owner	Owner Name on File
Last Sale	$230,000 (Dec 2011)
Tax Bill	$8,801 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301-03-043`

Property Details

APN / Parcel Number

Primary APN	`301-03-043`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,294 sqft Living Area
1st Floor Area	661 sqft
2nd Floor Area	633 sqft
Basement Area	475 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,385 sqft (0.192 acres)
Lot Dimensions	129 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	395 CORNWALL RD
City	ROCKY RIVER
State	OH
Zip	44116-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F-R1
Legal Description	24 BCLF#1 S/L 43-44SP0042 SP
Legal Subdivision	BCLF#1
Legal Lot Number	42
Jurisdiction	CUYAHOGA OH
Township / Civil Division	ROCKY RIVER
Census Block Group	1
Census Block	1012
Census Tract	181100

Owner

The current owner of 395 Cornwall Rd bought it in December 2011.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Owner Name on File
Mailing Address	395 CORNWALL RD, ROCKY RIVER, OH 44116-1665
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
May 17, 2017	Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2011 · Amount on File
Deed Sale	Dec 23, 2011 · Amount on File
Prior Sale	Jan 31, 2008 · Amount on File
Deed Document Number	0012230648
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	395 CORNWALL RD, ROCKY RIVER, OH 44116-1665
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000172
Date	Jun 14, 2021
Instrument	202106140172

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	395 CORNWALL RD, ROCKY RIVER, OH 44116-1665
Document Number	0005220316
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	NORTHSTAR TITLE SERVICES LLC, NORTHSTAR TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 CORNWALL RD ROCKY RIVER OH 441161665, ROCKY RIVER, OH 44116-1665

Mortgage

Document Number	0005220316
Date	May 22, 2017
Instrument	5220316

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 395 Cornwall Rd was $8,801 with a homeowner's exemption, down 0.3% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Rocky River City
Unified School District	Rocky River City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,801.00 (-0.33%) Homeowner's exemption	$159,750 (-) Land $47,640 Building $112,110
2024	$8,830.00 (+5.66%) Homeowner's exemption	$159,750 (+27.42%) Land $47,640 Building $112,110	$456,400 Land $136,100 Building $320,300
2023	$8,357.00 (+0.7%) Homeowner's exemption	$125,370 (-) Land $58,100 Building $67,270
2022	$8,299.00 Homeowner's exemption	$125,370 Land $58,100 Building $67,270
2021			$358,200 Land $166,000 Building $192,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Cornwall Rd in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	27 (1979–2019)
Claims Outside the SFHA	4 of 27
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 Cornwall Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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