392 Cornwall Rd, Rocky River, OH 44116 Property Records

Cuyahoga County property record for 392 Cornwall Rd, Rocky River, OH 44116

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,298 sqft · built 1939
Lot Size	0.205 acres (8,925 sqft)
Owner	2 Individual Names on File
Last Sale	$257,500 (Nov 2018)
Tax Bill	$6,591 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`301-03-042`

Property Details

APN / Parcel Number

Primary APN	`301-03-042`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,925 sqft (0.205 acres)
Lot Dimensions	119 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	392 CORNWALL RD
City	ROCKY RIVER
State	OH
Zip	44116-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F-R1
Legal Description	24 BCLF#1 S/L 46 & 470045 SP
Legal Subdivision	BCLF#1
Legal Lot Number	45
Jurisdiction	CUYAHOGA OH
Township / Civil Division	ROCKY RIVER
Census Block Group	1
Census Block	1018
Census Tract	181100

Owner

392 Cornwall Rd is owned and occupied by two individuals who bought it in November 2018.

Source: Cuyahoga County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	392 CORNWALL RD, ROCKY RIVER, OH 44116-1629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION CAP MTG
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION CAP MTG
Nov 20, 2018	Grant Deed, Transfer · Conventional with PMI UNION CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	Jan 1, 1975
Deed Document Number	2018657
Prior Transfer Date	Apr 3, 2014
Prior Transfer Doc	0000000109
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	392 CORNWALL RD, ROCKY RIVER, OH 44116-1629
Document Number	0012020598
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	392 CORNWALL RD ROCKY RIVER OH 441161629, ROCKY RIVER, OH 44116-1629

Mortgage

Document Number	0012020598
Date	Dec 2, 2020
Instrument	12020598

Lender

Name	UNION CAP MTG
Type	Mortgage Company
Address	MENTOR, OH 44060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	392 CORNWALL RD, ROCKY RIVER, OH 44116-1629
Document Number	0008200336
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	392 CORNWALL RD ROCKY RIVER OH 441161629, ROCKY RIVER, OH 44116-1629

Mortgage

Document Number	0008200336
Date	Aug 20, 2019
Instrument	8200336

Lender

Name	UNION CAP MTG
Type	Mortgage Company
Address	MENTOR, OH 44060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 20, 2018
Property Address	392 CORNWALL RD, ROCKY RIVER, OH 44116-1629
Document Number	0011200657
Instrument Date	Nov 19, 2018
Instrument	11200657
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	392 CORNWALL RD ROCKY RIVER OH 441161629, ROCKY RIVER, OH 44116-1629

Mortgage

Document Number	11200658
Date	Nov 20, 2018
Instrument	11200658

Lender

Name	UNION CAP MTG
Type	Mortgage Company
Address	MENTOR, OH 44060

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 392 Cornwall Rd was $6,591, down 0.3% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Rocky River City
Unified School District	Rocky River City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,591.00 (-0.33%) Homeowner's exemption	$119,630 (-0.01%) Land $49,385 Building $70,245	$341,800 (-) Land $141,100 Building $200,700
2024	$6,613.00 (+10.07%) Homeowner's exemption	$119,640 (+32.74%) Land $49,390 Building $70,250	$341,800 Land $141,100 Building $200,700
2023	$6,008.00 (+0.7%) Homeowner's exemption	$90,130 (-) Land $60,240 Building $29,890
2022	$5,966.00 Homeowner's exemption	$90,130 Land $60,240 Building $29,890
2021			$257,500 Land $172,100 Building $85,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 392 Cornwall Rd in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	27 (1979–2019)
Claims Outside the SFHA	4 of 27
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Cornwall Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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