Middlesex County and Acton Town property record for 395 Central St, Acton, MA 01720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,472 sqft · built 1952 |
| Lot Size | 0.461 acres (20,067 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,250 (Aug 1994) |
| Tax Bill | $9,522 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Mar 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00E2 B:0033 L:0000 |
| Primary APN | ACTO M:00E2 B:0033 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 2,352 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,067 sqft (0.461 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 395 CENTRAL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 33 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00E2 B:0033 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 395 CENTRAL ST, ACTON, MA 01720-2301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2022 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Mar 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 1994 · Amount on Record |
| Deed Sale | Aug 01, 1994 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 395 CENTRAL ST, ACTON, MA 01720-2301 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080539-538 |
|---|---|
| Date | Aug 05, 2022 |
| Book Page | 80539/538 |
| Instrument | 120025 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 01, 2062 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 395 CENTRAL ST, ACTON, MA 01720-2301 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074360-105 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 74360/105 |
| Instrument | 45631 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2035 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,522.00 (+5.33%) | $555,200 (+2.38%) Land $272,700 Building $282,500 | $537,320 (+1.56%) |
| 2024 | $9,040.00 (+3.13%) | $542,300 (+8.63%) Land $272,700 Building $269,600 | $529,055 |
| 2023 | $8,766.00 | $499,200 Land $247,800 Building $251,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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