387 Central St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 387 Central St, Acton, MA 01720 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,144 sqft · built 1965
Lot Size	0.293 acres (12,744 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Oct 2017)
Tax Bill	$10,803 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00E2 B:0071 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00E2 B:0071 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,144 sqft Living Area
Gross Area	3,821 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,744 sqft (0.293 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	387 CENTRAL ST
City	ACTON
State	MA
Zip	01720-2347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	71
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	3
Census Block	3009
Census Tract	363202

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00E2 B:0071 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	387 CENTRAL ST, ACTON, MA 01720-2347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Quit Claim Deed, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC
Oct 20, 2017	Quit Claim Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE
Jan 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2017 · Amount on Record
Deed Sale	Oct 20, 2017 · Amount on Record
Prior Sale	Jul 30, 2009 · Amount on Record
Deed Book / Page	70111 / 157
Last Transfer Date	Mar 19, 2020
Transfer Doc	74343-100
Record Updated	Sep 20, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Mar 24, 2020
Property Address	387 CENTRAL ST, ACTON, MA 01720-2347
Document Number	74343-100
Book / Page	74343 / 100
Instrument Date	Mar 19, 2020
Instrument	43836
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 CENTRAL ST, ACTON, MA 01720-2347

Mortgage

Document Number	74343-103
Date	Mar 24, 2020
Book Page	74343/103
Instrument	43837

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Oct 20, 2017
Property Address	387 CENTRAL ST, ACTON, MA 01720-2347
Document Number	70111-157
Book / Page	70111 / 157
Instrument	170893
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$78.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 CENTRAL ST, ACTON, MA 01720-2347

Mortgage

Document Number	701110161
Date	Oct 20, 2017
Instrument	70111/0161

Lender

Name	FRANKLIN AMERICAN MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	387 CENTRAL ST, ACTON, MA 01720-2347
Document Number	68818-406
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68818-406
Date	Jan 26, 2017
Book Page	068818/000406
Instrument	14895

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,803.00 (+4.26%)	$629,900 (+1.34%) Land $267,000 Building $362,900	$739,290 (+3.65%)
2024	$10,362.00 (-1.22%)	$621,600 (+4.05%) Land $267,000 Building $354,600	$713,260
2023	$10,490.00	$597,400 Land $242,800 Building $354,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173632023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	45 units insured 40 under condo master policies
Nearby Flood Claims	3 (1978–1999)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1999, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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