Manatee County property record for 395 45th St E, Palmetto, FL 34221
| Property Type | Car Wash |
|---|---|
| Details | 2,404 sqft · built 2005 |
| Lot Size | 0.517 acres (22,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jan 2020) |
| Tax Bill | $3,165 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22984-0000-9 |
| Primary APN | 22984-0000-9 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,404 sqft Gross Area |
| 1st Floor Area | 1,554 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,500 sqft (0.517 acres) |
| Lot Dimensions | 150 ft deep x 176 ft wide |
| View / Lot | Standard |
| Cooling System | HVAC |
|---|
| Street Address | 395 45TH ST E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Car Wash |
| Local Zoning Code | GC GENERA |
| Legal Description | BEG AT SE COR OF NW1/4 OF NW1/4 OF SEC 1, S 210 FT, E 121 FT M/L TO W SIDE OF BAYSHORE RD, NLY ALG W SIDE OF BAYSHORE RD TO PT DUE E OF POB, W 218 FT TO POB, LESS THE S 60 FT |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 01 |
| Legal Subdivision | PALMETTO GROVE & GARDEN COMPANY |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1404 |
395 45th St E, a commercial property, is owned by two individuals who acquired it in March 2026.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4410 24TH AVE E, PALMETTO, FL 34221-6323 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 13, 2021 | Deed of Trust, Mortgage · SBA Mortgage GULFSIDE BANK |
| Jan 3, 2020 | Warranty Deed, Transfer · Conventional with PMI JET STREAM AUTO WASH LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2020 · Amount on File |
| Deed Sale | Jan 3, 2020 · Amount on File |
| Prior Sale | Sep 5, 2002 · Amount on File |
| Deed Document Number | 2020847 |
| Last Transfer Date | Mar 3, 2026 |
| Transfer Doc | 0000045429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 395 45TH ST E, PALMETTO, FL 34221-8880 |
| Document Number | 0000045429 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 202645429 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4410 24TH AVE E, PALMETTO, FL 34221-6323 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 395 45TH ST E, PALMETTO, FL 34221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202141107572 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 202141107572 |
| Name | GULFSIDE BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 12, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jan 3, 2020 |
| Property Address | 395 45TH ST E, PALMETTO, FL 34221 |
| Document Number | 0041000847 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 41000847 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4410 24TH AVE E PALMETTO FL 342216323, PALMETTO, FL 34221-6323 |
| Document Number | 41000848 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 41000848 |
| Name | JET STREAM AUTO WASH LLC |
|---|---|
| Address | 10310 BALTUSROL PL, BRADENTON, FL 34202-9761 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jan 2, 2023 |
The 2025 property tax bill for 395 45th St E was $3,165, down 0.7% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,697 (+3.43%) Land $104,720 Building $85,977 | $190,697 (+3.43%) Land $104,720 Building $85,977 | |
| 2025 | $3,165.00 (-0.66%) | $184,381 Land $95,200 Building $89,181 | $184,381 Land $95,200 Building $89,181 |
| 2024 | $3,186.00 (-6.73%) | ||
| 2023 | $3,416.00 (+7.96%) | $210,433 (+8.76%) Land $99,875 Building $110,558 | $210,433 (+8.76%) Land $99,875 Building $110,558 |
| 2022 | $3,164.00 | $193,476 Land $88,125 Building $105,351 | $193,476 Land $88,125 Building $105,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 395 45th St E in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1981–1998) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 395 45th St E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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