315 45th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 315 45th St E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 872 sqft · built 1945
Lot Size0.627 acres (27,300 sqft)
Owner2 Individual Names on Record
Last Sale$65,000 (Nov 2017)
Tax Bill$1,499 (2025)
Deeds & MortgagesNov 2017 Sale & Construction Loan
Jun 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN22979-0000-9

Property Details

APN / Parcel Number

Primary APN22979-0000-9
Alternative APN
  • 3417012297900009

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area872 sqft Living Area
Gross Area1,048 sqft
1st Floor Area872 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1981
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area27,300 sqft (0.627 acres)
Lot Dimensions210 ft deep x 130 ft wide
View / LotStandard
PorchScreened Porch
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address315 45TH ST E
CityPALMETTO
StateFL
Zip34221-8880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4.5 RE
Legal DescriptionE 130 FT OF ONE SQUARE AC IN NE COR OF SW1/4 OF NW1/4 OF SEC 1, TWN 34S, RNG 17E; BEING MORE PARTICULARLY DESC AS FOLLOWS: BEG AT THE SE COR OF THE NW1/4 OF THE NW1/4 OF SEC
Legal Range17E
Legal Township34S
Legal Section01
Legal SubdivisionACREAGE
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group2
Census Block2012
Census Tract1404

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address315 45TH ST E, PALMETTO, FL 34221-8880
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2017Warranty Deed, Construction Loan · Construction Mortgage
SONIA R TREJO
Jun 22, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2017 · Amount on Record
Deed SaleNov 6, 2017 · Amount on Record
Prior SaleFeb 17, 2004 · Amount on Record
Deed Document Number2017105161
Prior Transfer DateAug 27, 2004
Prior Transfer Doc0002009872
Record UpdatedOct 29, 2026

November 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateNov 6, 2017
Property Address315 45TH ST E, PALMETTO, FL 34221-8880
Document Number0026997472
Book / Page002699 / 007472
Instrument DateNov 1, 2017
Instrument41105161
Transaction TypeConstruction Loan
Record UpdatedNov 20, 2017
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$455.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address315 45TH ST E PALMETTO FL 342218880, PALMETTO, FL 34221-8880

Mortgage

Document Number26997473
DateNov 6, 2017
Book Page002699/007473
Instrument41105162
Lender
NameSONIA R TREJO
Address7820 BUCKEYE RD, PALMETTO, FL 34221-9452
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 5, 2018

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMANATEE FL
Recording DateJun 22, 2017
Property Address315 45TH ST E, PALMETTO, FL 34221-8880
Document Number0026802530
Book / Page002680 / 002530
Instrument DateJun 7, 2017
Instrument41059913
Transaction TypeForeclosure
Record UpdatedJul 12, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$480.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7820 BUCKEYE RD PALMETTO FL 342219452, PALMETTO, FL 34221-9452

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$128,442 (-) Land $51,000 Building $77,442$128,442 (-) Land $51,000 Building $77,442
2025$1,499.00 (-1.32%) Homeowner's exemption$128,442 (-1.89%) Land $51,000 Building $77,442$128,442 (-1.89%) Land $51,000 Building $77,442
2024$1,519.00 (-12.2%)
2023$1,730.00 (+12.26%)$130,921 (+17.95%) Land $48,450 Building $82,471$130,921 (+17.95%) Land $48,450 Building $82,471
2022$1,541.00$110,999 Land $35,000 Building $75,999$110,999 Land $35,000 Building $75,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1981–1998)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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