3949 Zenith Loop, The Villages, FL 32163 Property Records

Sumter County property record for 3949 Zenith Loop, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	2,255 sqft · built 2015
Lot Size	0.248 acres (10,817 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (May 2018)
Tax Bill	$8,173 (2025)
Deeds & Mortgages	May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`131923G13G026`

Property Details

APN / Parcel Number

Primary APN	`131923G13G026`
Alternative APNs	`G13G026` `1056263`

Interior

Building Area	2,255 sqft Living Area
Gross Area	3,511 sqft
1st Floor Area	2,255 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Concrete Block
Lot Area	10,817 sqft (0.248 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	793 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	64 sqft
Porch	Enclosed Porch
Porch Area	526 sqft

Location & Zoning

Street Address	3949 ZENITH LOOP
City	THE VILLAGES
State	FL
Zip	32163-4291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 THE VILLAGES OF SUMTER UNIT NO 191 PB 16 PGS 5-5T
Legal Range	23E
Legal Township	19S
Legal Section	13
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	26
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	4
Census Block	4000
Census Tract	911402

Owner

Source: Sumter County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18506 HAWKSTONE CT, OLNEY, MD 20832-1896
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2018 · Amount on Record
Deed Sale	May 3, 2018 · Amount on Record
Prior Sale	Dec 29, 2015 · Amount on Record
Deed Document Number	201815987
Deed Book / Page	3406 / 342
Last Transfer Date	May 14, 2024
Transfer Doc	0046570079
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	May 3, 2018
Property Address	3949 ZENITH LOOP, THE VILLAGES, FL 32163-4291
Document Number	0034060342
Book / Page	003406 / 000342
Instrument Date	Apr 20, 2018
Instrument	60015987
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	PENINSULA LAND AND TITLE

Transaction

Amount	Amount Recorded
Tax	$4,515.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3949 ZENITH LOOP THE VILLAGES FL 321634291, THE VILLAGES, FL 32163-4291

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,173.00 (+1.78%) Additional exemption filed	$600,810 (+5.99%)	$903,190 (+2.91%) Land $194,710 Building $708,480
2024	$8,030.00 (+3.29%)
2023	$7,774.00 (-0.42%) Additional exemption filed	$566,880 (+3%)	$877,660 (+15.98%) Land $194,710 Building $682,950
2022	$7,807.00 Homeowner's exemption	$550,370	$756,710 Land $172,640 Building $584,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 228 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	228 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE WATER public/private · serves 493 people · EPA ID FL6532779
Water Source	Purchased groundwater from CITY OF LAKELAND
Last State Inspection	Nov 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20