Sumter County property record for 3937 Zenith Loop, The Villages, FL 32163
| Property Type | Single Family Home |
|---|---|
| Details | 2,060 sqft · built 2016 |
| Lot Size | 0.205 acres (8,926 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Jun 2024) |
| Tax Bill | $7,080 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131923G13G028 |
| Primary APN | 131923G13G028 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,060 sqft Living Area |
|---|---|
| Gross Area | 3,343 sqft |
| 1st Floor Area | 2,060 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Lot Area | 8,926 sqft (0.205 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 513 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 845 sqft |
| Street Address | 3937 ZENITH LOOP |
|---|---|
| City | THE VILLAGES |
| State | FL |
| Zip | 32163-4291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 THE VILLAGES OF SUMTER UNIT NO 191 PB 16 PGS 5-5T |
| Legal Range | 23E |
| Legal Township | 19S |
| Legal Section | 13 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 28 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 911402 |
Source: Sumter County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3937 ZENITH LOOP, THE VILLAGES, FL 32163-4291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 30, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Oct 2, 2020 | Correction Deed TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2024 · Amount on Record |
| Deed Sale | Jun 10, 2024 · Amount on Record |
| Prior Sale | May 4, 2016 · Amount on Record |
| Deed Document Number | 202423089 |
| Deed Book / Page | 4664 / 194 |
| Prior Transfer Date | Jun 13, 2022 |
| Prior Transfer Doc | 0043000476 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 3937 ZENITH LOOP, THE VILLAGES, FL 32163-4291 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0038380363 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 3838/363 |
| Instrument | 202060043300 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Jun 30, 2022 |
| Property Address | 3937 ZENITH LOOP, THE VILLAGES, FL 32163-4291 |
| Document Number | 0043000476 |
| Book / Page | 4300 / 476 |
| Map Reference | MB 16 PG 5&5A-5T |
| Instrument Date | Jun 13, 2022 |
| Instrument | 202260033436 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3937 ZENITH LOOP, 3937, THE VILLAGES, FL 32163-4291 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3937 ZENITH LOOP, THE VILLAGES, FL 32163-4291 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Oct 2, 2020 |
| Property Address | 3937 ZENITH LOOP, THE VILLAGES, FL 32163-4291 |
| Document Number | 0038380358 |
| Book / Page | 003838 / 000358 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 60043299 |
| Record Updated | Oct 28, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 20463 VALLEY FALLS SQ ASHBURN VA 201473896, ASHBURN, VA 20147-3896 |
Source: Sumter County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,080.00 (-22.09%) Additional exemption filed | $496,880 (-28.68%) | $703,720 (+1.01%) Land $160,670 Building $543,050 |
| 2024 | $9,087.00 (+3.5%) | ||
| 2023 | $8,780.00 (+7.64%) | $696,700 (+36.8%) Land $160,670 Building $536,030 | $696,700 (+17.99%) Land $160,670 Building $536,030 |
| 2022 | $8,157.00 | $509,300 | $590,470 Land $142,460 Building $448,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 228 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 228 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE WATER public/private · serves 493 people · EPA ID FL6532779 |
|---|---|
| Water Source | Purchased groundwater from CITY OF LAKELAND |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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