3949 Recreation Ln, Naples, FL 34116 Property Records

Collier County property record for 3949 Recreation Ln, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	1,808 sqft · built 2004
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$213,030 (Nov 2004)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`299410 2864B33`

Property Details

APN / Parcel Number

Primary APN	`299410 2864B33`
Alternative APN	`33140013403`

Interior

Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Masonry / Concrete Block
Lot Area	5,227 sqft (0.12 acres)
Deck Area	426 sqft

Location & Zoning

Street Address	3949 RECREATION LN
City	NAPLES
State	FL
Zip	34116-7314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST PARK PHASE III LOT 286
Legal Range	26
Legal Township	49
Legal Section	33
Legal Subdivision	FOREST
Legal Phase	3
Legal Tract	299410
Legal Block	2
Legal Lot Number	286
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2001
Census Tract	10512

Owner

3949 Recreation Ln is owned and occupied by two individuals who bought it in November 2004.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3949 RECREATION LN, NAPLES, FL 34116-7314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jun 16, 2018	Loan Modification, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2004 · Amount on File
Deed Sale	Nov 5, 2004 · Amount on File
Deed Document Number	20043503347
Deed Book / Page	3673 / 3931
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3949 RECREATION LN, NAPLES, FL 34116-7314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058593048
Date	Dec 14, 2020
Book Page	5859/3048
Instrument	5969256

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2050

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	3949 RECREATION LN, NAPLES, FL 34116-7314
Document Number	0055353347
Instrument Date	Jun 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3949 RECREATION LN NAPLES FL 341167314, NAPLES, FL 34116-7314

Mortgage

Document Number	0055353347
Date	Jul 24, 2018
Book Page	005535/003347
Instrument	5590079

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3949 Recreation Ln was $1,926 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,529 (+2.7%)	$357,057 (+10.85%) Land $119,870 Building $237,187
2025	$1,926.00 Homeowner's exemption	$196,231	$322,106 Land $118,919 Building $203,187
2023	$1,775.00 (-0.73%) Homeowner's exemption	$185,147 (+3%)	$366,408 (+12.84%) Land $109,771 Building $256,637
2022	$1,788.00 Homeowner's exemption	$179,754	$324,703 Land $61,746 Building $262,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3949 Recreation Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 123 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	123 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3949 Recreation Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Summit Broadband Cable · Fiber in parts of the area	300 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Recreation Ln

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