3945 Recreation Ln, Naples, FL 34116 Property Records

Collier County property record for 3945 Recreation Ln, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	1,773 sqft · built 2004
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$202,500 (Aug 2024)
Tax Bill	$3,683 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`299410 2844B33`

Property Details

APN / Parcel Number

Primary APN	`299410 2844B33`
Alternative APN	`33140013364`

Interior

Stories	1 Story
Building Area	1,773 sqft Living Area
1st Floor Area	1,773 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Masonry / Concrete Block
Lot Area	5,227 sqft (0.12 acres)
Deck Area	376 sqft

Location & Zoning

Street Address	3945 RECREATION LN
City	NAPLES
State	FL
Zip	34116-7314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST PARK PHASE III LOT 284
Legal Range	26
Legal Township	49
Legal Section	33
Legal Subdivision	FOREST
Legal Phase	3
Legal Tract	299410
Legal Block	2
Legal Lot Number	284
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2001
Census Tract	10512

Owner

3945 Recreation Ln is owned by two individuals who bought it in August 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1428 CROSS BAY BLVD, BROAD CHANNEL, NY 11693-1220
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
May 21, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2024 · Amount on File
Deed Sale	Aug 8, 2024 · Amount on File
Prior Sale	May 21, 2018 · Amount on File
Deed Document Number	20246580056
Deed Book / Page	6387 / 3329
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	0058983410
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Feb 26, 2021
Property Address	3945 RECREATION LN, NAPLES, FL 34116-7314
Document Number	0058983410
Book / Page	5898 / 3410
Map Reference	MB 39 PG 49
Instrument Date	Feb 24, 2020
Instrument	6008609
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 RECREATION LN, NAPLES, FL 34116-7314

Mortgage

Document Number	0058983412
Date	Feb 26, 2021
Instrument	5898/3412

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 21, 2018
Property Address	3945 RECREATION LN, NAPLES, FL 34116-7314
Document Number	0055120923
Book / Page	5512 / 0923
Map Reference	MB39 PG49
Instrument Date	May 17, 2018
Instrument	5559404
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3945 RECREATION LN, 3945, NAPLES, FL 34116-7314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14298 CROSSBAY BLVD, FAR ROCKAWAY, NY 11693

Mortgage

Document Number	0005559405
Date	May 21, 2018
Instrument	5559405

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3945 Recreation Ln was $3,683, up 2.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,980 (+1%)	$359,841 (+12.46%) Land $119,870 Building $239,971
2025	$3,683.00 (+2.33%)	$319,982 Land $118,919 Building $201,063	$319,982 Land $118,919 Building $201,063
2024	$3,599.00 (+0.84%)
2023	$3,569.00 (+5.25%)	$283,360 (+1%)	$363,971 (+12.94%) Land $109,771 Building $254,200
2022	$3,391.00	$257,600	$322,273 Land $61,746 Building $260,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3945 Recreation Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 123 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	123 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3945 Recreation Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Summit Broadband Cable · Fiber in parts of the area	300 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Recreation Ln

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