3949 Garfield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 3949 Garfield Ave, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,137 sqft · built 1975
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$359,000 (Apr 2014)
Tax Bill$5,202 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN258-0193-004-0000

Property Details

APN / Parcel Number

Primary APN258-0193-004-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,137 sqft Living Area
1st Floor Area1,687 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area11,326 sqft (0.26 acres)
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Pool Area19,700 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address3949 GARFIELD AVE
CityCARMICHAEL
StateCA
Zip95608-6615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionGIBBONS ESTATES 01, LOT 7
Legal SubdivisionGIBBONS ESTATES 01
Legal Lot Number7
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2002
Census Tract7602

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 60011, SACRAMENTO, CA 95860-0011
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2014 · Amount on Record
Deed SaleApr 25, 2014 · Amount on Record
Prior SaleJun 27, 1997 · Amount on Record
Deed Book / Page20140425 / 587
Prior Transfer DateDec 1, 2006
Prior Transfer Doc0000001081
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3949 GARFIELD AVE, CARMICHAEL, CA 95608-6615
Transaction TypeMortgage
Record UpdatedNov 18, 2021
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3949 GARFIELD AVE, CARMICHAEL, CA 95608-6615

Mortgage

Document Number2021110501178
DateNov 5, 2021
Instrument2021110501178
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueNov 1, 2046

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$448,875 (+2%) Land $115,029 Building $333,846
2025$5,202.00 (+0.99%) Homeowner's exemption$440,074 (+4.04%) Land $112,774 Building $327,300
2024$5,151.00 (+2.63%)
2023$5,019.00 (+0.58%) Homeowner's exemption$422,988 Land $108,396 Building $314,592
2022$4,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

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