Sacramento County property record for 3909 Garfield Ave, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,682 sqft · built 1960 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on File |
| Last Sale | $154,500 (Nov 1993) |
| Tax Bill | $3,095 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 258-0193-009-0000 |
| Primary APN | 258-0193-009-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3909 GARFIELD AVE |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-6615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | GIBBONS ESTATES 01, LOT 2 |
| Legal Subdivision | GIBBONS ESTATES 01 |
| Legal Lot Number | 2 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 7602 |
Source: Sacramento County records · APN 258-0193-009-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3909 GARFIELD AVE, CARMICHAEL, CA 95608-6615 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Aug 11, 2023 | Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Aug 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 24, 1993 · Amount on Record |
| Deed Sale | Nov 24, 1993 · Amount on Record |
| Deed Book / Page | 931124 / 541 |
| Last Transfer Date | Aug 20, 2019 |
| Transfer Doc | 8260000001239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 3909 GARFIELD AVE, CARMICHAEL, CA 95608-6615 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000000502 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 202308110502 |
| Name | EL DORADO SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | PLACERVILLE, CA 95667 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 3909 GARFIELD AVE, CARMICHAEL, CA 95608-6615 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3909 GARFIELD AVE, CARMICHAEL, CA 95608-6615 |
| Document Number | 0000000881 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 202104160881 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 3909 GARFIELD AVE, CARMICHAEL, CA 95608-6615 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3909 GARFIELD AVE, CARMICHAEL, CA 95608-6615 |
| Document Number | 4160000000881 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 20210416/881 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 26, 2019 |
| Property Address | 3909 GARFIELD AVE, CARMICHAEL, CA 95608-6615 |
| Document Number | 1908261239 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 1908261239 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3909 GARFIELD AVE CARMICHAEL CA 956086615, CARMICHAEL, CA 95608-6615 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 3909 GARFIELD AVE, CARMICHAEL, CA 95608-6615 |
| Document Number | 0000000570 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3909 GARFIELD AVE CARMICHAEL CA 956086615, CARMICHAEL, CA 95608-6615 |
| Document Number | 0000000570 |
|---|---|
| Date | Apr 03, 2017 |
| Book Page | 170403/000570 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | RIVERSIDE, CA 92517 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $267,820 (+2%) Land $95,681 Building $172,139 | |
| 2025 | $3,095.00 (+1.04%) Homeowner's exemption | $262,569 (+4.04%) Land $93,805 Building $168,764 |
| 2024 | $3,063.00 (+2.65%) | |
| 2023 | $2,984.00 (+0.61%) Homeowner's exemption | $252,374 Land $90,163 Building $162,211 |
| 2022 | $2,966.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Succeed.Net.
Based on FCC filings for 469 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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