39486 Higher Ground St, Sterling, AK 99672 Property Records

State of Alaska property record for 39486 Higher Ground St, Sterling, AK 99672

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 1 ba · 1,578 sqft · built 2019
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on Record
Tax Bill	$2,887 (2023)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2022 Mortgage + 5 more
APN	`063-014-75`

Property Details

APN / Parcel Number

Primary APN	`063-014-75`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	5,778 sqft

Exterior

Year Built	Built 2019
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Attached
Garage Area	624 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
RV Parking	RV Parking

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Shed	1 Shed
Shed Area	220 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	39486 HIGHER GROUND ST
City	STERLING
State	AK
Zip	99672-9673
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	T 5N R 9W SEC 4 SEWARD MERIDIAN KN 0870009 ROBINSON LOOP SUB LOT 1 BLK 4
Legal Range	09W
Legal Township	05N
Legal Section	04
Legal Subdivision	ROBINSON LOOP SUB
Legal Block	4
Legal Lot Number	1
Jurisdiction	KENAI AK
Township / Civil Division	KENAI-COOK INLET
Census Block Group	3
Census Block	3026
Census Tract	400

Owner

Source: State of Alaska records, as of August 21, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	39486 HIGHER GROUND ST, STERLING, AK 99672-9673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Commercial Mortgage NORTHRIM BANK
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE LLC
Dec 17, 2019	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE LLC
May 24, 2019	Trustee's Deed, Construction Loan · Construction Mortgage NICHOLE SMITH
Apr 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 14, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019
Deed Sale	Dec 17, 2019
Prior Sale	Apr 18, 2019
Deed Document Number	2019-011295-0
Record Updated	Jun 7, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENAI AK
Property Address	39486 HIGHER GROUND ST, STERLING, AK 99672-9673
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39486 HIGHER GROUND ST, STERLING, AK 99672-9673

Mortgage

Document Number	0000000895
Date	Feb 9, 2024
Instrument	2024-000895-0

Lender

Name	NORTHRIM BANK
Type	Bank
Address	ANCHORAGE, AK 99524

Agreement

Type	Commercial Mortgage
Term	180 Months
Due	Feb 8, 2039

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENAI AK
Property Address	39486 HIGHER GROUND ST, STERLING, AK 99672-9673
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003328
Date	Apr 22, 2022
Instrument	2022-003328-0

Lender

Name	RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	ANCHORAGE, AK 99503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENAI AK
Recording Date	Dec 17, 2019
Property Address	39486 HIGHER GROUND ST, STERLING, AK 99672-9673
Document Number	0000011295
Map Reference	PL 87-9
Instrument Date	Dec 16, 2019
Instrument	2019-011295-0
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36496 HALEYS WAY, 36496, SOLDOTNA, AK 99669-6735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39486 HIGHER GROUND ST, STERLING, AK 99672-9673

Mortgage

Document Number	0000011296
Date	Dec 17, 2019
Instrument	2019-011296-0

Lender

Name	RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENAI AK
Recording Date	May 24, 2019
Property Address	39486 HIGHER GROUND ST, STERLING, AK 99672-9673
Instrument Date	May 3, 2019
Instrument	4222
Transaction Type	Construction Loan
Record Updated	Jun 6, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36496 HALEYS WAY SOLDOTNA AK 996696735, SOLDOTNA, AK 99669-6735

Mortgage

Document Number	0000004222
Date	May 24, 2019
Instrument	4222

Lender

Name	NICHOLE SMITH
Address	PO BOX 1871, SOLDOTNA, AK 99669-1871

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 23, 2020

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENAI AK
Recording Date	Apr 18, 2019
Property Address	39486 HIGHER GROUND ST, STERLING, AK 99672-9673
Document Number	0000003020
Instrument Date	Apr 16, 2019
Instrument	3020
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36496 HALEYS WAY SOLDOTNA AK 996696735, SOLDOTNA, AK 99669-6735

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENAI AK
Recording Date	Apr 9, 2019
Property Address	39486 HIGHER GROUND ST, STERLING, AK 99672-9673
Document Number	0000002741
Instrument Date	Mar 31, 2019
Instrument	2741
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39486 HIGHER GROUND ST STERLING AK 996729673, STERLING, AK 99672-9673

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENAI AK
Recording Date	Dec 14, 2017
Property Address	39486 HIGHER GROUND ST, STERLING, AK 99672-9673
Document Number	0000013911
Instrument Date	Dec 13, 2017
Instrument	13911
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 E SECOND ST WINSLOW AZ 860473704, WINSLOW, AZ 86047-3704

Tax Assessment & Valuation

Source: State of Alaska assessment roll, as of June 1, 2023

Property Jurisdictions

Type	Name
State	Alaska
County	Kenai Peninsula Borough
Unified School District	Kenai Peninsula Borough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,887.00 Homeowner's exemption	$373,700 Land $29,200 Building $344,500	$373,700 Land $29,200 Building $344,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	8 (1995–2012)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2012 · Severe Storm, Straight-line Winds, Flooding, And Landslides
Claims by Event	Severe Storm, Straight-line Winds, Flooding, And Landslides, Sep 2012 · 3 claims Flooding, Sep 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 78% of Alaska
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SPITwSPOTS Fixed Wireless	300 / 75

May also be available: Choice Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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