39096 Higher Ground St, Sterling, AK 99672 Property Records

State of Alaska property record for 39096 Higher Ground St, Sterling, AK 99672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 1996
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on Record
Tax Bill	$2,287 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Mortgage
APN	`063-014-36`

Property Details

APN / Parcel Number

Primary APN	`063-014-36`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,376 sqft Gross Area

Exterior

Year Built	Built 1996
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Attached
Garage Area	312 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Patio Area	144 sqft
Quonset Hut	1,020 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	39096 HIGHER GROUND ST
City	STERLING
State	AK
Zip	99672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T 5N R 9W SEC 4 SEWARD MERIDIAN KN 0870009 ROBINSON LOOP SUB LOT 3 BLK 1
Legal Range	09W
Legal Township	05N
Legal Section	04
Legal Subdivision	ROBINSON LOOP SUB
Legal Block	1
Legal Lot Number	3
Jurisdiction	KENAI AK
Township / Civil Division	KENAI-COOK INLET
Census Block Group	3
Census Block	3026
Census Tract	400

Owner

Source: State of Alaska records, as of August 21, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	39199 HIGHER GROUND ST APT B, B, STERLING, AK 99672-9609
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE LLC
Mar 19, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021
Deed Sale	Apr 15, 2021
Deed Document Number	2021-003642-0
Record Updated	Jun 7, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENAI AK
Recording Date	Apr 15, 2021
Property Address	39096 HIGHER GROUND ST, STERLING, AK 99672
Document Number	0000003642
Map Reference	PL 9-87
Instrument Date	Apr 13, 2021
Instrument	2021-003642-0
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 979, STERLING, AK 99672-0979

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	39199 HIGHER GROUND ST APT B, B, STERLING, AK 99672-9609

Mortgage

Document Number	0000003643
Date	Apr 15, 2021
Instrument	2021-003643-0

Lender

Name	RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENAI AK
Property Address	39096 HIGHER GROUND ST, STERLING, AK 99672
Document Number	0000002440
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39096 HIGHER GROUND ST STERLING AK 99672, STERLING, AK 99672

Mortgage

Document Number	0000002440
Date	Mar 23, 2018
Instrument	2440

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

Source: State of Alaska assessment roll, as of June 1, 2023

Property Jurisdictions

Type	Name
State	Alaska
County	Kenai Peninsula Borough
Unified School District	Kenai Peninsula Borough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,287.00	$256,400 Land $29,800 Building $226,600	$256,400 Land $29,800 Building $226,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	8 (1995–2012)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2012 · Severe Storm, Straight-line Winds, Flooding, And Landslides
Claims by Event	Severe Storm, Straight-line Winds, Flooding, And Landslides, Sep 2012 · 3 claims Flooding, Sep 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 74% of Alaska
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SPITwSPOTS Fixed Wireless	300 / 75
Choice Broadband Fixed Wireless	150 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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