3948 N Watson Rd, Saint Johns, MI 48879 Property Records

Clinton County property record for 3948 N Watson Rd, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1972
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$808 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060-032-200-035-00`

Property Details

APN / Parcel Number

Primary APN	`060-032-200-035-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	960 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3948 N WATSON RD
City	SAINT JOHNS
State	MI
Zip	48879-9094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	COM AT THE NW COR OF SEC 32 T8N R1W, TH E 218 FT, S 311 FT, W 218 FT, N 311 FT TO BEG.
Legal Range	01W
Legal Township	08N
Legal Section	32
Jurisdiction	CLINTON MI
Township / Civil Division	DUPLAIN
Census Block Group	2
Census Block	2068
Census Tract	10702

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3948 N WATSON RD, SAINT JOHNS, MI 48879-9094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Sep 29, 2022	Intrafamily Transfer, Transfer
Nov 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 27, 2022
Transfer Doc	0005329489
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Recording Date	May 1, 2026
Property Address	3948 N WATSON RD, SAINT JOHNS, MI 48879-9094
Document Number	0005364244
Instrument Date	Apr 23, 2026
Instrument	20265364244
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 N WATSON RD, SAINT JOHNS, MI 48879-9094

Mortgage

Document Number	0005364244,
Date	May 1, 2026
Instrument	20265364244

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 23, 2051

Interest

Rate	6.38%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	3948 N WATSON RD, SAINT JOHNS, MI 48879-9094
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 N WATSON RD, SAINT JOHNS, MI 48879-9094

Mortgage

Document Number	0005330203
Date	Oct 24, 2022
Instrument	5330203

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Sep 29, 2022
Property Address	3948 N WATSON RD, SAINT JOHNS, MI 48879-9094
Document Number	0005329489
Instrument Date	Sep 29, 2022
Instrument	5329489
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3948 N1 WATSON ROAD ST, 3948, SAINT JOHNS, MI 48879

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 N1 WATSON ROAD ST, SAINT JOHNS, MI 48879

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MI
Recording Date	Nov 28, 2018
Property Address	3948 N WATSON RD, SAINT JOHNS, MI 48879-9094
Document Number	5273719
Instrument Date	Nov 26, 2018
Instrument	5273719
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3948 N WATSON RD, 3948, SAINT JOHNS, MI 48879-9094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 N WATSON RD, SAINT JOHNS, MI 48879-9094

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Duplain Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,800 (+4.45%) Land $13,200 Building $113,600	$253,600 (+4.45%) Land $26,400 Building $227,200
2025	$808.00 (-60.93%) Homeowner's exemption	$121,400 (+17.29%) Land $12,600 Building $108,800	$242,800 (+17.29%) Land $25,200 Building $217,600
2024	$2,068.00 (+12.51%)
2023	$1,838.00 Homeowner's exemption	$103,500	$207,000
2022	$1,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

Cell Coverage

5G (outdoors only) and 4G LTE

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