3948 Maple St, Kettle River, MN 55757 Property Records

Carlton County property record for 3948 Maple St, Kettle River, MN 55757

Property Summary

Property Type	Single Family Home
Lot Size	0.321 acres (13,993 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Jul 2022)
Tax Bill	$1,646 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-010-1880`

Property Details

APN / Parcel Number

Primary APN	`19-010-1880`
Alternative APN	`9422`

Exterior

Lot Area	13,993 sqft (0.321 acres)

Location & Zoning

Account Number	9422
Street Address	3948 MAPLE ST
City	KETTLE RIVER
State	MN
Zip	55757-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 & 12 CITY OF KETTLE RIVER ORIGINAL PLAT
Legal Subdivision	RIVER ORIGINAL PLAT
Legal Block	6
Legal Lot Number	11-12
Jurisdiction	CARLTON MN
Township / Civil Division	KETTLE RIVER
Census Block Group	3
Census Block	3066
Census Tract	70600

Owner

Source: Carlton County assessment roll, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3948 MAPLE ST, KETTLE RIVER, MN 55757-8702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer · FHA Mortgage LEND SMART MORTGAGE
Sep 10, 2021	Warranty Deed, Transfer
Jun 15, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	20221447738
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 1, 2022
Property Address	3948 MAPLE ST, KETTLE RIVER, MN 55757-8702
Document Number	A000507577
Instrument Date	Jul 29, 2022
Instrument	A000507577
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3948 MAPLE ST, KETTLE RIVER, MN 55757-8702

Mortgage

Document Number	A000507578
Date	Aug 1, 2022
Instrument	A000507578

Lender

Name	LEND SMART MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Sep 10, 2021
Property Address	3948 MAPLE ST, KETTLE RIVER, MN 55757-8702
Document Number	A000501539
Instrument Date	Sep 8, 2021
Instrument	A000501539
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2272 COUNTY LINE RD, WRENSHALL, MN 55749-8856

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 15, 2020
Property Address	3948 MAPLE ST, KETTLE RIVER, MN 55757-8702
Document Number	A000492023
Instrument Date	Jun 9, 2020
Instrument	A000492023
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Kettle River City
Unified School District	Moose Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,646.00 (+2.88%) Homeowner's exemption
2025		$121,000 (+6.14%) Land $15,400 Building $105,600	$121,000 (+6.14%) Land $15,400 Building $105,600
2024	$1,600.00 Homeowner's exemption	$114,000 (+5.07%) Land $15,400 Building $98,600	$114,000 (+5.07%) Land $15,400 Building $98,600
2023	$1,600.00 Homeowner's exemption	$108,500 (-) Land $15,400 Building $93,100	$108,500 (-) Land $15,400 Building $93,100
2022		$108,500 Land $15,400 Building $93,100	$108,500 Land $15,400 Building $93,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Kettle River serves 168 people · EPA ID MN1090008
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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