3939 Maple St, Kettle River, MN 55757 Property Records

Carlton County property record for 3939 Maple St, Kettle River, MN 55757

Property Summary

Property Type	Single Family Home
Lot Size	0.223 acres (9,747 sqft)
Owner	2 Individual Names on File
Last Sale	$109,000 (Jun 2026)
Tax Bill	$1,040 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-010-1540`

Property Details

APN / Parcel Number

Primary APN	`19-010-1540`
Alternative APN	`9406`

Exterior

Lot Area	9,747 sqft (0.223 acres)

Location & Zoning

Account Number	9406
Street Address	3939 MAPLE ST
City	KETTLE RIVER
State	MN
Zip	55757-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 12 THRU 14 CITY OF KETTLE RIVER ORIGINAL PLAT
Legal Subdivision	RIVER ORIGINAL PLAT
Legal Block	5
Legal Lot Number	12-14
Jurisdiction	CARLTON MN
Township / Civil Division	KETTLE RIVER
Census Block Group	3
Census Block	3005
Census Tract	70600

Owner

Source: Carlton County records · APN 19-010-1540

Assessment roll updated April 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3939 MAPLE ST, KETTLE RIVER, MN 55757-8702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Dec 29, 2025 · Amount on Record
Deed Document Number	2026527524
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 30, 2026
Property Address	3939 MAPLE ST, KETTLE RIVER, MN 55757-8702
Document Number	0000527524
Instrument Date	Jun 26, 2026
Instrument	2026527524
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$36,329.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3939 MAPLE ST, KETTLE RIVER, MN 55757-8702

Mortgage

Document Number	0000527525,
Date	Jun 30, 2026
Instrument	2026527525

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Kettle River City
Unified School District	Moose Lake Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,040.00 (-25.07%)
2025		$54,700 (+5.8%) Land $11,400 Building $43,300	$54,700 (+5.8%) Land $11,400 Building $43,300
2024	$1,388.00	$51,700 (+4.02%) Land $11,400 Building $40,300	$51,700 (+4.02%) Land $11,400 Building $40,300
2023	$1,388.00	$49,700 (-) Land $11,400 Building $38,300	$49,700 (-) Land $11,400 Building $38,300
2022		$49,700 Land $11,400 Building $38,300	$49,700 Land $11,400 Building $38,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 13, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Fiber	1,000 / 1,000

May also be available: LTD Broadband.

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Kettle River serves 168 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.