3948 Isla Ciudad Ct, Naples, FL 34109 Property Records

Collier County property record for 3948 Isla Ciudad Ct, Naples, FL 34109

Property Summary

Property TypeSingle Family Home
Details2,181 sqft · built 1997
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$200,400 (Feb 1997)
Tax Bill$4,046 (2025)
Flood ZoneZone X (minimal risk)
APN694300 4054B06

Property Details

APN / Parcel Number

Primary APN694300 4054B06
Alternative APN
  • 80400010568

Interior

Stories1 Story
Building Area2,181 sqft Living Area
1st Floor Area2,181 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeConcrete
Lot Area6,970 sqft (0.16 acres)
Pool Area312 sqft
Deck Area688 sqft

Location & Zoning

Street Address3948 ISLA CIUDAD CT
CityNAPLES
StateFL
Zip34109-0333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionVILLAGE WALK PHASE THREE LOT 405
Legal Range26
Legal Township49
Legal Section6
Legal SubdivisionVILLAGE WALK PHASE 3
Legal Phase3
Legal Tract694300
Legal Block4
Legal Lot Number405
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group4
Census Block4003
Census Tract10434

Owner

3948 Isla Ciudad Ct is owned and occupied by two individuals who bought it in February 1997.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address3948 ISLA CIUDAD CT, NAPLES, FL 34109-0333
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 1997 · Amount on File
Deed SaleFeb 20, 1997 · Amount on File
Deed Book / Page2285 / 959
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3948 Isla Ciudad Ct was $4,046 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$463,727 (+7.43%)$638,017 (+8.92%) Land $296,827 Building $341,190
2025$4,046.00 Homeowner's exemption$431,635$585,753 Land $320,166 Building $265,587
2023$3,940.00 (+1.65%) Homeowner's exemption$374,478 (+7.22%)$649,229 (+7.99%) Land $307,098 Building $342,131
2022$3,876.00 Homeowner's exemption$349,275$601,173 Land $236,694 Building $364,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3948 Isla Ciudad Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 120 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies120 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3948 Isla Ciudad Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Hotwire Communications
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Blue Stream.

Nearby Properties on Isla Ciudad Ct

Nearby Streets

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