3945 Isla Ciudad Ct, Naples, FL 34109 Property Records

Collier County property record for 3945 Isla Ciudad Ct, Naples, FL 34109 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,983 sqft · built 1997
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`694300 3734B06`

Property Details

APN / Parcel Number

Primary APN	`694300 3734B06`
Alternative APNs	`804000099221544593734` `80400009922`

Interior

Stories	1 Story
Building Area	1,983 sqft Living Area
Gross Area	2,343 sqft
1st Floor Area	1,983 sqft

Exterior

Year Built	Built 1997
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Porch	Enclosed Porch
Deck Area	1,000 sqft

Location & Zoning

Account Number	694300 3734B06
Old Parcel Number	804000099221544593734
Street Address	3945 ISLA CIUDAD CT
City	NAPLES
State	FL
Zip	34109-0332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE WALK PHASE THREE LOT 373
Legal Range	26
Legal Township	49
Legal Section	06
Legal Subdivision	VILLAGE WALK PHASE 3
Legal Phase	3
Legal Tract	694300
Legal Lot Number	373
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	4
Census Block	4003
Census Tract	10434

Owner

Source: Collier County records · APN 694300 3734B06

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3945 ISLA CIUDAD CT, NAPLES, FL 34109-0332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2013
Deed Sale	Sep 19, 2013
Prior Sale	Feb 18, 1997 · Amount on Record
Deed Document Number	0049711188
Deed Book / Page	4180 / 0601
Prior Transfer Date	Feb 07, 2007
Prior Transfer Doc	3969917
Record Updated	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3945 ISLA CIUDAD CT, NAPLES, FL 34109-0332
Document Number	0053633658
Book / Page	005363 / 003658
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3945 ISLA CIUDAD CT NAPLES FL 341090332, NAPLES, FL 34109-0332

Mortgage

Document Number	0053633658
Date	Feb 17, 2017
Book Page	005363/003658
Instrument	5368623

Lender

Name	FIFTH THIRD BK/S FL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,173.00 (+3.56%) Homeowner's exemption	$345,469 (+5.99%)	$550,264 (-8.95%) Land $320,166 Building $230,098
2023	$3,064.00 (-2.11%) Homeowner's exemption	$325,954 (+3%)	$604,361 (+9.12%) Land $307,098 Building $297,263
2022	$3,130.00 Homeowner's exemption	$316,460	$553,848 Land $236,694 Building $317,154

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.