3948 E Monterosa St, Phoenix, AZ 85018 Property Records

Maricopa County property record for 3948 E Monterosa St, Phoenix, AZ 85018

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,080 sqft · built 1953
Lot Size0.207 acres (9,021 sqft)
OwnerCompany Name on Record
Last Sale$588,000 (Aug 2025)
Tax Bill$2,483 (2025)
Deeds & MortgagesDec 2022 Sale
Oct 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN170-32-136

Property Details

APN / Parcel Number

Primary APN170-32-136

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1953
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area9,021 sqft (0.207 acres)
Parking Spaces1 Parking Space
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3948 E MONTEROSA ST
CityPHOENIX
StateAZ
Zip85018-4821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionRANCHO DEL MONTE 3 MCR 52-20 LOT 18 & ALSO THE ABAND POR LY ELY PROL OF N & S LNS OF LOT 18 & PARA WI & 40F W OF MON LN OF 40
Legal Range03E
Legal Township02N
Legal Section24
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionRANCHO DEL MONTE UNIT 3
Legal Lot Number18
Legal Unit3
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2014
Census Tract108302

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3902 N 86TH ST, SCOTTSDALE, AZ 85251-5011
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Warranty Deed, Transfer
AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2025 · Amount on Record
Deed SaleAug 5, 2025 · Amount on Record
Prior SaleDec 15, 2022 · Amount on Record
Deed Document Number20250449933
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 15, 2022
Property Address3948 E MONTEROSA ST, PHOENIX, AZ 85018-4821
Document Number0000893962
Map ReferenceMB 52 PG 20
Instrument DateDec 13, 2022
Instrument20220893962
Transaction TypeTransfer
Record UpdatedDec 26, 2022
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3948 E MONTEROSA ST, PHOENIX, AZ 85018-4821

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 N 60TH ST, PHOENIX, AZ 85018-6708

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3948 E MONTEROSA ST, PHOENIX, AZ 85018-4821
Transaction TypeMortgage
Record UpdatedDec 7, 2021
Title CompanyGREYSTONE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3948 E MONTEROSA ST, PHOENIX, AZ 85018-4821

Mortgage

Document Number0001005000
DateOct 20, 2020
Instrument20201005000
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictCreighton Elementary District (PK - 08)
Secondary School DistrictPhoenix Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,670 (-4.07%)$506,700 (-4.07%) Land $101,300 Building $405,400
2025$2,483.00 (+5.12%)
2024$52,820$528,200 Land $105,600 Building $422,600
2023$2,362.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
Verizon
Fixed Wireless
300 / 20
AirFiber WISP
Fixed Wireless
100 / 25
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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