Maricopa County property record for 3944 E Monterosa St, Phoenix, AZ 85018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,284 sqft · built 1952 |
| Lot Size | 0.16 acres (6,948 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $655,000 (Apr 2022) |
| Tax Bill | $3,256 (2025) |
| Deeds & Mortgages | Jun 2026 Construction Loan Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 170-32-135 |
| Primary APN | 170-32-135 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 6,948 sqft (0.16 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Patio Area | 384 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3944 E MONTEROSA ST |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85018-4821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | RANCHO DEL MONTE UNIT 3 MCR 52/20 |
| Legal Range | 3E |
| Legal Township | 2N |
| Legal Section | 24 |
| Legal Subdivision | RANCHO DEL MONTE UNIT 3 |
| Legal Lot Number | 17 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 108302 |
Source: Maricopa County records · APN 170-32-135
Assessment roll updated October 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3944 E MONTEROSA ST, PHOENIX, AZ 85018-4821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 05, 2026 | Deed of Trust, Mortgage · Construction Mortgage CHOICE FINANCIAL GROUP |
| Apr 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2022 · Amount on Record |
| Deed Sale | Apr 06, 2022 · Amount on Record |
| Prior Sale | Jun 11, 2010 · Amount on Record |
| Deed Document Number | 2022305302 |
| Prior Transfer Date | Oct 03, 1995 |
| Prior Transfer Doc | 0000673795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jun 05, 2026 |
| Property Address | 3944 E MONTEROSA ST, PHOENIX, AZ 85018-4821 |
| Document Number | 0000342047 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 2026342047 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Document Number | 0000342047, |
|---|---|
| Date | Jun 05, 2026 |
| Instrument | 2026342047 |
| Name | CHOICE FINANCIAL GROUP |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 01, 2027 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.37% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 06, 2022 |
| Property Address | 3944 E MONTEROSA ST, PHOENIX, AZ 85018-4821 |
| Document Number | 0000305302 |
| Map Reference | MB 52 PG 20 |
| Instrument Date | Apr 04, 2022 |
| Instrument | 20220305302 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | TITLE ALLIANCE PLATINUM AGENCY L, TITLE ALLIANCE PLATINUM AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1243 E CAVALRY RD # RD5, 1243, NEW RIVER, AZ 85087-8680 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3944 E MONTEROSA ST, PHOENIX, AZ 85018-4821 |
| Document Number | 0000305303 |
|---|---|
| Date | Apr 06, 2022 |
| Instrument | 20220305303 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Elementary School District | Creighton Elementary District (PK - 08) |
| Secondary School District | Phoenix Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,330 (+116.05%) | $533,300 (+5.44%) Land $106,600 Building $426,700 | |
| 2025 | $3,256.00 (+16.24%) | $24,684 (-56.31%) | $505,800 (-10.48%) Land $101,100 Building $404,700 |
| 2024 | $56,500 | $565,000 Land $113,000 Building $452,000 | |
| 2023 | $2,801.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), as of October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040131083022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Cox Communications Cable | 2,000 / 100 |
| Wi-Fiber Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 714 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system AZ0407025, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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