3948 E Mercer Ln, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3948 E Mercer Ln, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1961
Lot Size	0.184 acres (7,999 sqft)
Owner	Company Name on Record
Last Sale	$315,000 (May 2018)
Tax Bill	$1,475 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`166-45-039`

Property Details

APN / Parcel Number

Primary APN	`166-45-039`
Alternative APN	`166450391`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
Gross Area	2,062 sqft
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	7,999 sqft (0.184 acres)
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3948 E MERCER LN
City	PHOENIX
State	AZ
Zip	85028-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	CAVALIER ESTATES AMENDED MCR 89/36
Legal Range	3E
Legal Township	3N
Legal Section	24
Legal Subdivision	CAVALIER ESTATES AMENDED
Legal Lot Number	39
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2010
Census Tract	104900

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10810 N TATUM BLVD, 102, PHOENIX, AZ 85028-6056
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 22, 2022	Intrafamily Transfer, Transfer
May 15, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 15, 2018	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Prior Sale	Jul 29, 2015 · Amount on Record
Deed Document Number	2018371575
Prior Transfer Date	Dec 22, 1997
Prior Transfer Doc	0000898611
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3948 E MERCER LN, PHOENIX, AZ 85028-3438
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000761485
Date	Aug 19, 2020
Instrument	20200761485

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 22, 2022
Property Address	3948 E MERCER LN, PHOENIX, AZ 85028-3438
Document Number	0000158185
Map Reference	MB 89 PG 36
Instrument Date	Feb 10, 2022
Instrument	20220158185
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10810 N TATUM BLVD, PHOENIX, AZ 85028-6055

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 15, 2018
Property Address	3948 E MERCER LN, PHOENIX, AZ 85028-3438
Document Number	0000371576
Instrument Date	May 8, 2018
Instrument	371576
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 E MERCER LN PHOENIX AZ 850283438, PHOENIX, AZ 85028-3438

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 15, 2018
Property Address	3948 E MERCER LN, PHOENIX, AZ 85028-3438
Document Number	0000371575
Map Reference	MB 89 PG 36
Instrument Date	May 8, 2018
Instrument	20180371575
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 KNOLL ST # 2, 15, ROSLINDALE, MA 02131-1518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 E MERCER LN, PHOENIX, AZ 85028-3438

Mortgage

Document Number	0000371577
Date	May 15, 2018
Instrument	20180371577

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,950 (+169.58%)	$459,500 (+6.32%) Land $91,900 Building $367,600
2025	$1,475.00 (+4.98%)	$17,045 (-61.26%)	$432,200 (-1.77%) Land $86,400 Building $345,800
2024		$44,000	$440,000 Land $88,000 Building $352,000
2023	$1,405.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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