3947 E Mercer Ln, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3947 E Mercer Ln, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,682 sqft · built 1961
Lot Size	0.182 acres (7,931 sqft)
Owner	Company Name on Record
Last Sale	$117,000 (Apr 1999)
Tax Bill	$1,427 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`166-45-040`

Property Details

APN / Parcel Number

Primary APN	`166-45-040`
Alternative APN	`166450401`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,682 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	1,682 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	7,931 sqft (0.182 acres)
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3947 E MERCER LN
City	PHOENIX
State	AZ
Zip	85028-3437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	CAVALIER ESTATES AMENDED MCR 89/36
Legal Range	3E
Legal Township	3N
Legal Section	24
Legal Subdivision	CAVALIER ESTATES AMENDED
Legal Lot Number	40
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2012
Census Tract	104900

Owner

Source: Maricopa County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3947 E MERCER LN, PHOENIX, AZ 85028-3437
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Apr 12, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 7, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 1999 · Amount on Record
Deed Sale	Apr 6, 1999 · Amount on Record
Prior Sale	Sep 14, 1995 · Amount on Record
Deed Document Number	1999329114
Prior Transfer Date	Aug 21, 1995
Prior Transfer Doc	0000559339
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3947 E MERCER LN, PHOENIX, AZ 85028-3437
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3947 E MERCER LN, PHOENIX, AZ 85028-3437

Mortgage

Document Number	0000136418
Date	Mar 10, 2026
Instrument	20260136418

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3947 E MERCER LN, PHOENIX, AZ 85028-3437
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3947 E MERCER LN F, F, PHOENIX, AZ 85028-3437

Mortgage

Document Number	0000345432
Date	Apr 20, 2022
Instrument	20220345432

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3947 E MERCER LN, PHOENIX, AZ 85028-3437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274079
Date	Apr 12, 2018
Instrument	20180274079

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 11, 2048

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 7, 2019
Property Address	3947 E MERCER LN, PHOENIX, AZ 85028-3437
Document Number	0000085714
Instrument Date	Feb 1, 2019
Instrument	85714
Transaction Type	Transfer
Record Updated	Feb 12, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3947 E MERCER LN PHOENIX AZ 850283437, PHOENIX, AZ 85028-3437

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,170 (+174.07%)	$451,700 (+6.41%) Land $90,300 Building $361,400
2025	$1,427.00 (+5.08%)	$16,481 (-61.9%)	$424,500 (-1.87%) Land $84,900 Building $339,600
2024		$43,260	$432,600 Land $86,500 Building $346,100
2023	$1,358.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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