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3948 Cedar Bluff Ln, Jacksonville, FL 32226 Property Records

Duval County property record for 3948 Cedar Bluff Ln, Jacksonville, FL 32226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,949 sqft · built 2008
Lot Size0.154 acres (6,714 sqft)
OwnerIndividual Name on File
Last Sale$179,200 (Dec 2008)
Tax Bill$5,091 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN106603-0435

Property Details

APN / Parcel Number

Primary APN106603-0435

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,949 sqft Living Area
Gross Area2,426 sqft
1st Floor Area1,949 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,714 sqft (0.154 acres)
Garage TypeAttached
Garage Area429 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3948 CEDAR BLUFF LN
CityJACKSONVILLE
StateFL
Zip32226-4793
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description60-182 36-1N-27E .15 CEDAR GLEN UNIT 2 LOT 47
Legal Range27E
Legal Township01N
Legal Section36
Legal SubdivisionCEDAR GLEN UNIT 2
Legal Lot Number47
Legal Unit2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group3
Census Block3000
Census Tract10106

Owner

3948 Cedar Bluff Ln is owned and occupied by an individual who bought it in December 2008.

Source: Duval County records, as of September 25, 2026

Owner of RecordIndividual Name on File
Mailing Address3948 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4793
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2008 · Amount on File
Deed SaleDec 5, 2008 · Amount on File
Deed Document Number2008304086
Deed Book / Page14716 / 966
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address3948 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4793
Transaction TypeMortgage
Record UpdatedAug 19, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5340 COTTAGE CT, VIRGINIA BEACH, VA 23462-1988

Mortgage

Document Number0198482285
DateAug 6, 2021
Book Page19848/2285
Instrument2021202123
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3948 Cedar Bluff Ln was $5,091, up 7.4% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$272,195 (+2.19%) Land $80,000 Building $192,195$272,195 (+2.19%) Land $80,000 Building $192,195
2025$5,091.00 (+7.36%)$266,364 Land $80,000 Building $186,364$266,364 Land $80,000 Building $186,364
2024$4,742.00 (+5.52%)
2023$4,494.00 (+14%)$256,978 (+5.42%) Land $70,000 Building $186,978$256,978 (+5.42%) Land $70,000 Building $186,978
2022$3,942.00$243,774 Land $65,000 Building $178,774$243,774 Land $65,000 Building $178,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3948 Cedar Bluff Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3948 Cedar Bluff Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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