3942 Cedar Bluff Ln, Jacksonville, FL 32226 Property Records

Duval County property record for 3942 Cedar Bluff Ln, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,765 sqft · built 2007
Lot Size	0.187 acres (8,149 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Oct 2007)
Tax Bill	$2,445 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`106603-0430`

Property Details

APN / Parcel Number

Primary APN	`106603-0430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,765 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	1,765 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Frame/Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,149 sqft (0.187 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Finished Screened Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3942 CEDAR BLUFF LN
City	JACKSONVILLE
State	FL
Zip	32226-4793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	60-182 36-1N-27E .19 CEDAR GLEN UNIT 2 LOT 46
Legal Range	27E
Legal Township	01N
Legal Section	36
Legal Subdivision	CEDAR GLEN UNIT 2
Legal Lot Number	46
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	3
Census Block	3000
Census Tract	10106

Owner

3942 Cedar Bluff Ln is owned and occupied by two individuals who bought it in October 2007.

Source: Duval County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3942 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4793
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 17, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 29, 2020	Deed of Trust, Mortgage · VA Mortgage ICONIC MORTGAGE CORP
Aug 29, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2007 · Amount on File
Deed Sale	Oct 18, 2007 · Amount on File
Deed Document Number	2007331413
Deed Book / Page	14235 / 604
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3942 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4793
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3942 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4793

Mortgage

Document Number	0200660298
Date	Dec 20, 2021
Book Page	20066/298
Instrument	2021334896

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3942 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4793
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3942 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4793

Mortgage

Document Number	0195891879
Date	Feb 17, 2021
Book Page	19589/1879
Instrument	2021042183

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3942 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4793
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192190959
Date	May 29, 2020
Book Page	19219/959
Instrument	2020107724

Lender

Name	ICONIC MORTGAGE CORP
Type	Mortgage Company
Address	MIAMI, FL 33132

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3942 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4793
Document Number	0189220383
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3942 CEDAR BLUFF LN JACKSONVILLE FL 322264793, JACKSONVILLE, FL 32226-4793

Mortgage

Document Number	0189220383
Date	Sep 7, 2019
Book Page	018922/000383
Instrument	205735

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3942 Cedar Bluff Ln was $2,445 with a homeowner's exemption, up 10.4% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,020 (+2.7%)	$290,551 (+2.02%) Land $101,936 Building $188,615
2025	$2,445.00 (+10.43%) Homeowner's exemption	$158,735	$284,806 Land $80,000 Building $204,806
2024	$2,214.00 (+3.17%)
2023	$2,146.00 (+9.77%) Homeowner's exemption	$149,769 (+3%)	$279,039 (+6.06%) Land $70,000 Building $209,039
2022	$1,955.00 Homeowner's exemption	$145,407	$263,084 Land $65,000 Building $198,084

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3942 Cedar Bluff Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3942 Cedar Bluff Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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