3947 Thorngate Dr, Williamsburg, VA 23188 Property Records

James City County property record for 3947 Thorngate Dr, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 4,174 sqft · built 2013
Lot Size	0.389 acres (16,945 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jul 2018)
Tax Bill	$7,135 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3 03-0-0012`

Property Details

APN / Parcel Number

Primary APN	`36-3 03-0-0012`
Alternative APN	`33333`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	18 Rooms
Stories	2 Stories
Building Area	4,174 sqft Living Area
Basement Area	1,886 sqft
Finished Basement	1,574 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Composition/Composite
Roof Material	Composition Shingle
Lot Area	16,945 sqft (0.389 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33333
Street Address	3947 THORNGATE DR
City	WILLIAMSBURG
State	VA
Zip	23188-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-12 PH-7A GREENSPRINGS WEST
Legal Subdivision	GREENSPRINGS WEST
Legal Phase	7A
Legal Lot Number	12
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2011
Census Tract	80304

Owner

3947 Thorngate Dr is owned and occupied by two individuals who bought it in July 2018.

Source: James City County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3947 THORNGATE DR, WILLIAMSBURG, VA 23188-2037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Apr 29, 2020	Deed of Trust, Mortgage · Line of Credit TOWNEBANK MTG
Jul 17, 2018	Warranty Deed, Transfer FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Prior Sale	Jun 18, 2013 · Amount on File
Deed Document Number	180011896
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3947 THORNGATE DR, WILLIAMSBURG, VA 23188-2037
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004646
Date	Mar 11, 2021
Instrument	210004646

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3947 THORNGATE DR, WILLIAMSBURG, VA 23188-2037
Document Number	0000015816
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3947 THORNGATE DR WILLIAMSBURG VA 231882037, WILLIAMSBURG, VA 23188-2037

Mortgage

Document Number	0000015816
Date	Sep 22, 2020
Instrument	15816

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Sep 21, 2055

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 17, 2018
Property Address	3947 THORNGATE DR, WILLIAMSBURG, VA 23188-2037
Document Number	0000011896
Instrument Date	Jul 3, 2018
Instrument	11896
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3947 THORNGATE DR WILLIAMSBURG VA 231882037, WILLIAMSBURG, VA 23188-2037

Mortgage

Document Number	11897
Date	Jul 17, 2018
Instrument	11897

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3947 Thorngate Dr was $7,135, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,135.00 (+6.41%)	$859,700 Land $156,700 Building $703,000	$859,700 Land $156,700 Building $703,000
2024	$6,705.00 (+14.36%)
2023	$5,863.00	$706,500 Land $127,200 Building $579,300	$706,500 Land $127,200 Building $579,300
2022	$5,863.00
2019	$5,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3947 Thorngate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3947 Thorngate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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