3938 Thorngate Dr, Williamsburg, VA 23188 Property Records

James City County property record for 3938 Thorngate Dr, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,183 sqft · built 2013
Lot Size	0.801 acres (34,892 sqft)
Owner	Individual Name on File
Last Sale	$532,503 (Apr 2013)
Tax Bill	$5,953 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3 03-0-0015`

Property Details

APN / Parcel Number

Primary APN	`36-3 03-0-0015`
Alternative APN	`33336`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,183 sqft Living Area
Basement Area	1,544 sqft
Finished Basement	1,259 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Composition/Composite
Roof Material	Composition Shingle
Lot Area	34,892 sqft (0.801 acres)
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33336
Street Address	3938 THORNGATE DR
City	WILLIAMSBURG
State	VA
Zip	23188-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-15 PH-7A GREENSPRINGS WEST
Legal Subdivision	GREENSPRINGS WEST
Legal Phase	7A
Legal Lot Number	15
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2011
Census Tract	80304

Owner

3938 Thorngate Dr is owned and occupied by an individual who bought it in April 2013.

Source: James City County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	3938 THORNGATE DR, WILLIAMSBURG, VA 23188-2037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Unknown BANK OF AMERICA NA
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Dec 5, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2013 · Amount on File
Deed Sale	Apr 30, 2013 · Amount on File
Deed Document Number	130011076
Deed Book / Page	1300 / 11076
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3938 THORNGATE DR, WILLIAMSBURG, VA 23188-2037
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202312151
Date	Nov 17, 2023
Instrument	202312151

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Unknown
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2053

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3938 THORNGATE DR, WILLIAMSBURG, VA 23188-2037
Document Number	0000018852
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 THORNGATE DR WILLIAMSBURG VA 231882037, WILLIAMSBURG, VA 23188-2037

Mortgage

Document Number	0000018852
Date	Nov 4, 2020
Instrument	18852

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3938 THORNGATE DR, WILLIAMSBURG, VA 23188-2037
Document Number	0000018479
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 THORNGATE DR WILLIAMSBURG VA 231882037, WILLIAMSBURG, VA 23188-2037

Mortgage

Document Number	0000018479
Date	Dec 13, 2019
Instrument	18479

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3938 Thorngate Dr was $5,953, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,953.00 (+6.42%)	$717,300 Land $160,500 Building $556,800	$717,300 Land $160,500 Building $556,800
2024	$5,594.00 (+14.37%)
2023	$4,891.00	$589,300 Land $130,200 Building $459,100	$589,300 Land $130,200 Building $459,100
2022	$4,891.00
2019	$4,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3938 Thorngate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3938 Thorngate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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