3947 3rd St, Des Moines, IA 50313 Property Records

Polk County property record for 3947 3rd St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 808 sqft · built 1916
Lot Size	0.146 acres (6,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (May 2023)
Tax Bill	$2,182 (2024)
Deeds & Mortgages	May 2023 Mortgage May 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`070/01684-000-000`

Property Details

APN / Parcel Number

Primary APN	`070/01684-000-000`
Alternative APN	`792422479001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	808 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	808 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	126 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3947 3RD ST
City	DES MOINES
State	IA
Zip	50313-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLK 5 PLAT OF BLKS 4,5,6 & 7 HIGHLAND PARK ADD
Legal Subdivision	HIGHLAND PARK ADD BLKS 4,5,6,7
Legal Block	5,4
Legal Lot Number	24
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3008
Census Tract	400

Owner

Source: Polk County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3947 3RD ST, DES MOINES, IA 50313-3513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEIGHBORHOOD FINANCE CORP
May 17, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NEIGHBORHOOD FINANCE CORP
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD FINANCE CORP
Mar 17, 2023	Deed of Trust, Mortgage · Land Contract GREATER IOWA CU
Jul 13, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Jun 5, 2018	Deed of Trust, Mortgage · Line of Credit GREATER IA CU
May 24, 2018	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	May 17, 2023 · Amount on Record
Deed Document Number	202324005
Deed Book / Page	19476 / 735
Prior Transfer Date	Dec 31, 2020
Prior Transfer Doc	0000019111
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3947 3RD ST, DES MOINES, IA 50313-3513
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3947 3RD ST, DES MOINES, IA 50313-3513

Mortgage

Document Number	0000024008
Date	May 17, 2023
Book Page	19476/765
Instrument	2023-00024008

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3947 3RD ST, DES MOINES, IA 50313-3513
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024009
Date	May 17, 2023
Book Page	19476/770
Instrument	2023-00024009

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 17, 2023
Property Address	3947 3RD ST, DES MOINES, IA 50313-3513
Document Number	0000024005
Book / Page	19476 / 735
Instrument Date	May 10, 2023
Instrument	2023-00024005
Transaction Type	Transfer
Record Updated	May 29, 2023

Transaction

Amount	Amount Recorded
Tax	$274.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3947 3RD ST, DES MOINES, IA 50313-3513

Mortgage

Document Number	0000024006
Date	May 17, 2023
Instrument	2023-00024006

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	0000024007
Date	May 17, 2023
Book Page	19476/760
Instrument	2023-00024007

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 11, 2028

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3947 3RD ST, DES MOINES, IA 50313-3513
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16214 NORTHPARK DR, DES MOINES, IA 50323-2671

Mortgage

Document Number	0000012178
Date	Mar 17, 2023
Book Page	19421/309
Instrument	2023-00012178

Lender

Name	GREATER IOWA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	60 Months
Due	Mar 15, 2028

July 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	POLK IA
Recording Date	Jul 13, 2021
Property Address	3947 3RD ST, DES MOINES, IA 50313-3513
Document Number	202100073293
Book / Page	18638 / 675
Instrument Date	Jul 8, 2021
Instrument	2021-00073293
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 505, WAUKEE, IA 50263-0505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39413 3RD ST, DES MOINES, IA 50313

Mortgage

Date	Jul 13, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2026

Interest

Rate	7%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3947 3RD ST, DES MOINES, IA 50313-3513
Document Number	0000094802
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 505 WAUKEE IA 502630505, WAUKEE, IA 50263-0505

Mortgage

Document Number	0000094802
Date	Jun 7, 2018
Book Page	016951/000636
Instrument	94802

Lender

Name	GREATER IA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 24, 2018
Property Address	3947 3RD ST, DES MOINES, IA 50313-3513
Document Number	0000090338
Book / Page	016931 / 000642
Instrument Date	May 23, 2018
Instrument	90338
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 505 WAUKEE IA 502630505, WAUKEE, IA 50263-0505

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,400 (+32.01%) Land $28,900 Building $117,500	$146,400 (+32.01%) Land $28,900 Building $117,500
2024	$2,182.00 (+6.54%)
2023		$110,900 Land $25,100 Building $85,800	$110,900 Land $25,100 Building $85,800
2020	$2,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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