3938 3rd St, Des Moines, IA 50313 Property Records

Polk County property record for 3938 3rd St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 712 sqft · built 1915
Lot Size	0.145 acres (6,350 sqft)
Owner	Company Name on File
Last Sale	$95,000 (Oct 2025)
Tax Bill	$1,898 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`7924-22-478-015`

Property Details

APN / Parcel Number

Primary APN	`7924-22-478-015`
Alternative APN	`070/01687-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	712 sqft Living Area
Gross Area	969 sqft
1st Floor Area	712 sqft
Basement Area	257 sqft

Exterior

Year Built	Built 1915
Architectural Style	Bungalow
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,350 sqft (0.145 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3938 3RD ST
City	DES MOINES
State	IA
Zip	50313-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 6 PLAT OF BLKS 4,5,6 & 7 HIGHLAND PARK ADD
Legal Range	24W
Legal Township	79N
Legal Section	22
Legal Subdivision	HIGHLAND PARK ADD
Legal Block	6
Legal Lot Number	3
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3009
Census Tract	400

Owner

3938 3rd St is owned by a company that bought it in October 2025.

Source: Polk County records, as of October 15, 2025

Owner of Record	Company Name on File
Mailing Address	2809 68TH ST, URBANDALE, IA 50322-3470
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit IOWA STATE BANK
Oct 1, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Dec 30, 2004
Deed Document Number	2025-00058581
Deed Book / Page	20287 / 391
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3938 3RD ST, DES MOINES, IA 50313-3514
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 68TH ST, URBANDALE, IA 50322-3470

Mortgage

Document Number	0000074751
Date	Dec 15, 2025
Book Page	20364/789
Instrument	2025-00074751

Lender

Name	IOWA STATE BANK
Type	Bank
Address	627 E LOCUST ST, DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 1, 2025
Property Address	3938 3RD ST, DES MOINES, IA 50313-3514
Document Number	0000058581
Book / Page	20287 / 391
Instrument Date	Sep 30, 2025
Instrument	2025-00058581
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount on Record
Tax	$151.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 68TH ST, URBANDALE, IA 50322-3470

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,800 Land $28,900 Building $79,900	$108,800 Land $28,900 Building $79,900
2024	$1,898.00
2023		$94,500 Land $25,100 Building $69,400	$94,500 Land $25,100 Building $69,400
2020	$1,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3938 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3938 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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