3946 Stanford Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3946 Stanford Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,718 sqft · built 1992
Lot Size	1.31 acres (57,236 sqft)
Owner	2 Trust Names on File
Last Sale	$700,000 (Dec 2016)
Tax Bill	$9,133 (2025)
Deeds & Mortgages	Feb 2026 Transfer Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-561-18-00`

Property Details

APN / Parcel Number

Primary APN	`162-561-18-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,718 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	57,236 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3946 STANFORD DR
City	OCEANSIDE
State	CA
Zip	92056-6361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 477 TR 012450
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	012450
Legal Block	1
Legal Lot Number	477
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

3946 Stanford Dr is owner-occupied and held in a trust since December 2016.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3946 STANFORD DR, OCEANSIDE, CA 92056-6361
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Intrafamily Transfer, Transfer
Apr 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2016 · Amount on File
Deed Sale	Dec 12, 2016 · Amount on File
Prior Sale	Oct 6, 2014 · Amount on File
Deed Document Number	2016679750
Prior Transfer Date	Dec 15, 1999
Prior Transfer Doc	0000840836
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 2, 2026
Property Address	3946 STANFORD DR, OCEANSIDE, CA 92056-6361
Document Number	0000029168
Map Reference	MAP 12450
Instrument Date	Jan 23, 2026
Instrument	2026-0029168
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3946 STANFORD DR, OCEANSIDE, CA 92056-6361

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3946 STANFORD DR, OCEANSIDE, CA 92056-6361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136384
Date	Apr 6, 2018
Instrument	2018-0136384

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3946 Stanford Dr was $9,133.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$828,649 (+2%) Land $375,370 Building $453,279
2025	$9,133.00	$812,402 Land $368,010 Building $444,392
2023	$8,684.00 (+1.53%)	$780,858 Land $353,721 Building $427,137
2022	$8,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3946 Stanford Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3946 Stanford Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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