3942 Stanford Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3942 Stanford Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,420 sqft · built 1992
Lot Size	0.556 acres (24,222 sqft)
Owner	2 Individual Names on File
Last Sale	$1,025,000 (Apr 2022)
Tax Bill	$12,128 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Apr 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`162-561-17-00`

Property Details

APN / Parcel Number

Primary APN	`162-561-17-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,420 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	24,222 sqft (0.556 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3942 STANFORD DR
City	OCEANSIDE
State	CA
Zip	92056-6361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 476 TR 012450
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	012450
Legal Block	1
Legal Lot Number	476
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

3942 Stanford Dr is owned and occupied by two individuals who bought it in April 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3942 STANFORD DR, OCEANSIDE, CA 92056-6361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 21, 2022	Grant Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWFI LNDG
Jul 17, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Prior Sale	Oct 31, 2011 · Amount on File
Deed Document Number	2022175244
Prior Transfer Date	Jul 10, 2018
Prior Transfer Doc	0000290485
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3942 STANFORD DR, OCEANSIDE, CA 92056-6361
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3942 STANFORD DR, OCEANSIDE, CA 92056-6361

Mortgage

Document Number	0000229042
Date	Aug 23, 2023
Instrument	2023-0229042

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2022
Property Address	3942 STANFORD DR, OCEANSIDE, CA 92056-6361
Document Number	0000175244
Map Reference	MAP 12450
Instrument Date	Mar 22, 2022
Instrument	2022-0175244
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3942 STANFORD DR, OCEANSIDE, CA 92056-6361

Mortgage

Document Number	0000175245
Date	Apr 21, 2022
Instrument	2022-0175245

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3942 STANFORD DR, OCEANSIDE, CA 92056-6361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144866
Date	Mar 30, 2017
Instrument	2017-0144866

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3942 STANFORD DR, OCEANSIDE, CA 92056-6361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000235330
Date	Jun 17, 2019
Instrument	2019-0235330

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3942 STANFORD DR, OCEANSIDE, CA 92056-6361
Document Number	0000289961
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8313 E COUNTY ROAD 7300 SLATON TX 793647537, SLATON, TX 79364-7537

Mortgage

Document Number	0000289961
Date	Jun 8, 2020
Instrument	289961

Lender

Name	NEWFI LNDG
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 17, 2018
Property Address	3942 STANFORD DR, OCEANSIDE, CA 92056-6361
Document Number	0000290485
Map Reference	MAP 12450
Instrument Date	Jul 10, 2018
Instrument	2018-0290485
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3942 STANFORD DR, OCEANSIDE, CA 92056-6361

Mortgage

Document Number	0000290486
Date	Jul 17, 2018
Instrument	2018-0290486

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3942 Stanford Dr was $12,128 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,109,490 (+2%) Land $806,410 Building $303,080
2025	$12,128.00 Homeowner's exemption	$1,087,737 Land $790,599 Building $297,138
2023	$11,606.00 (+136.33%)	$1,045,500 Land $759,900 Building $285,600
2022	$4,911.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3942 Stanford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3942 Stanford Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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