3946 Black Rd, Charlevoix, MI 49720 Property Records

Charlevoix County property record for 3946 Black Rd, Charlevoix, MI 49720

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,196 sqft · built 1993
Lot Size4.6 acres (200,376 sqft)
OwnerIndividual Name on Record
Last Sale$163,100 (Aug 2004)
Tax Bill$1,849 (2025)
Flood ZoneZone X (minimal risk)
APN009-015-005-10

Property Details

APN / Parcel Number

Primary APN009-015-005-10

Interior

Full Baths2 Baths
Building Area1,196 sqft Building Perimeter
1st Floor Area988 sqft
Basement Area988 sqft
Unfinished Basement988 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area200,376 sqft (4.6 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3946 BLACK RD
CityCHARLEVOIX
StateMI
Zip49720-9563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionN 300 FT OF N 550 FT OF W1/2 OF NW1/4 OF NE1/4 OF SEC 15 T33N R8W 93SP 1092 FROM 015-005-00
Legal Range08W
Legal Township33N
Legal Section15
JurisdictionCHARLEVOIX MI
Township / Civil DivisionMARION
Census Block Group2
Census Block2010
Census Tract800

Owner

Source: Charlevoix County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3946 BLACK RD, CHARLEVOIX, MI 49720-9563
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2004 · Amount on Record
Deed SaleAug 10, 2004 · Amount on Record
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Charlevoix County assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCharlevoix County
County SubdivisionMarion Township
Unified School DistrictCharlevoix Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$130,500 (+9.02%)$261,000 (+9.02%)
2025$1,849.00 (+1.26%) Homeowner's exemption$119,700 (+27.34%)$239,400 (+27.34%)
2024$1,826.00 (+6.78%)
2023$94,000$188,000
2022$1,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000

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